100 Central St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 100 Central St, Saugus, MA 01906 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,858 sqft · built 1975
Lot Size	0.231 acres (10,084 sqft)
Owner	2 Individual Names on File
Last Sale	$629,000 (Aug 2022)
Tax Bill	$6,436 (2025)
Deeds & Mortgages	Aug 2022 Sale Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:012-E B:0012 L:0006`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:012-E B:0012 L:0006`
Alternative APNs	`M:012=E B:0012 L:0006` `7098006`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,858 sqft Living Area
Gross Area	2,368 sqft
1st Floor Area	1,156 sqft
Basement Area	1,080 sqft
Unfinished Basement	378 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,084 sqft (0.231 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	7098006
Street Address	100 CENTRAL ST
City	SAUGUS
State	MA
Zip	01906-1276
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	12
Legal Lot Number	6
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	3
Census Block	3002
Census Tract	208302

Owner

Source: Essex County and Saugus Town records · APN SAUG M:012-E B:0012 L:0006

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	100 CENTRAL ST, SAUGUS, MA 01906-1276
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Quit Claim Deed, Transfer
Jul 03, 2018	Deed of Trust, Mortgage WEBSTER FIRST FCU
May 06, 2020	Deed of Trust, Mortgage · VA Mortgage WEBSTER FIRST FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 26, 2022 · Amount on Record
Deed Sale	Aug 26, 2022 · Amount on Record
Deed Document Number	2022135
Deed Book / Page	41153 / 249
Record Updated	Sep 20, 2026

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Aug 26, 2022
Property Address	100 CENTRAL ST, SAUGUS, MA 01906-1276
Document Number	041153-249
Book / Page	41153 / 249
Instrument Date	Aug 13, 2022
Instrument	135
Transaction Type	Transfer
Record Updated	Sep 09, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	100 CENTRAL ST, SAUGUS, MA 01906-1276

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	100 CENTRAL ST, SAUGUS, MA 01906-1276
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36840-189
Date	Jul 03, 2018
Book Page	36840/189
Instrument	180703001360

Lender

Name	WEBSTER FIRST FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 01, 2033

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	100 CENTRAL ST, SAUGUS, MA 01906-1276
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38489-479
Date	May 06, 2020
Book Page	38489/479
Instrument	20200506001120

Lender

Name	WEBSTER FIRST FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2035

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,436.00 (+6.33%)	$602,600 (+6.02%) Land $297,300 Building $305,300	$709,365
2024	$6,053.00 (+3.43%)	$568,400 (+9.37%) Land $270,300 Building $298,100
2023	$5,852.00	$519,700 Land $243,200 Building $276,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

100 Central St, Saugus, MA 01906 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2022: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Central St

Nearby Streets

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