100 Cedar Rock, Williamsburg, VA 23188 Property Records

James City County property record for 100 Cedar Rock, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,818 sqft · built 2002
Lot Size	0.552 acres (24,063 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Jul 2021)
Tax Bill	$4,779 (2025)
Deeds & Mortgages	Jul 2021 Sale Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`37-2 07-0-0043`

Property Details

APN / Parcel Number

Primary APN	`37-2 07-0-0043`
Alternative APN	`14089`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,818 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Concrete
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	24,063 sqft (0.552 acres)
Garage Type	Attached
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	26 sqft
Deck Area	252 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	14089
Street Address	100 CEDAR ROCK
City	WILLIAMSBURG
State	VA
Zip	23188-9216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDENTIAL PLANNED CO
Legal Description	L-43 S-9B FORDS COLONY
Legal Subdivision	FORDS COLONY
Legal Lot Number	43
Jurisdiction	JAMES CITY VA
Township / Civil Division	JAMESTOWN
Census Block Group	2
Census Block	2006
Census Tract	80208

Owner

100 Cedar Rock is owned and occupied by an individual who bought it in July 2021.

Source: James City County records, as of November 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	100 CEDAR ROCK, WILLIAMSBURG, VA 23188-9216
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 29, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2021 · Amount on File
Deed Sale	Jul 19, 2021 · Amount on File
Prior Sale	Oct 30, 2003 · Amount on File
Deed Document Number	210014475
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jul 19, 2021
Property Address	100 CEDAR ROCK, WILLIAMSBURG, VA 23188-9216
Document Number	0210014475
Instrument Date	Jul 2, 2021
Instrument	210014475
Transaction Type	Transfer
Record Updated	Oct 24, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 CEDAR ROCK, WILLIAMSBURG, VA 23188-9216

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	100 CEDAR ROCK, WILLIAMSBURG, VA 23188-9216
Document Number	0000007280
Instrument Date	Mar 29, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	100 CEDAR ROCK WILLIAMSBURG VA 231889216, WILLIAMSBURG, VA 23188-9216

Mortgage

Document Number	0000007280
Date	Apr 11, 2017
Instrument	7280

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 100 Cedar Rock was $4,779, up 6.4% from the year before.

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,779.00 (+6.41%)	$575,800 Land $108,900 Building $466,900	$575,800 Land $108,900 Building $466,900
2024	$4,491.00 (+13.55%)
2023	$3,955.00	$476,600 Land $110,500 Building $366,100	$476,600 Land $110,500 Building $366,100
2022	$3,955.00
2019	$3,410.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 100 Cedar Rock in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 Cedar Rock is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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