Garrett County property record for 100 Carmel Ln, Swanton, MD 21561
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,848 sqft · built 1998 |
| Lot Size | 0.46 acres (20,037 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $795,000 (Sep 2021) |
| Tax Bill | $9,462 (2026) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-066491 |
| Primary APN | 18-066491 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,848 sqft Total Area |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 20,037 sqft (0.46 acres) |
| View / Lot | Waterfront |
| Deck Area | 336 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 066491 |
|---|---|
| Street Address | 100 CARMEL LN |
| City | SWANTON |
| State | MD |
| Zip | 21561 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 20037 SQ FT W/100'LF LOT 10A CARMEL COVE LEGACY HOME CORP SUB |
| Legal Subdivision | CARMEL COVE LEGACY HOME CORP SUB |
| Legal Lot Number | 10A |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 1, SWANTON |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 501 |
100 Carmel Ln is owned by two individuals who bought it in September 2021.
Source: Garrett County records, as of July 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2436 MULLINIX MILL RD, MOUNT AIRY, MD 21771-3728 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2021 · Amount on File |
| Deed Sale | Sep 23, 2021 · Amount on File |
| Prior Sale | Apr 4, 2006 · Amount on File |
| Deed Book / Page | 2352 / 332 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Sep 23, 2021 |
| Property Address | 100 CARMEL LN, SWANTON, MD 21561 |
| Document Number | 0023520332 |
| Book / Page | 2352 / 332 |
| Map Reference | MB 4 PG 82 |
| Instrument Date | Sep 21, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2021 |
| Title Company | DEEP CREEK TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2436 MULLINIX MILL RD, MOUNT AIRY, MD 21771-3728 |
| Document Number | 0023520336 |
|---|---|
| Date | Sep 23, 2021 |
| Book Page | 2352/336 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 6.87% |
| Index | Other |
| Max Rate | 6.87% |
The 2026 property tax bill for 100 Carmel Ln was $9,462.
Source: Garrett County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,462.00 | $814,300 | $852,900 Land $347,000 Building $505,900 |
| 2023 | $7,470.00 | $603,467 | $813,600 Land $301,800 Building $511,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 100 Carmel Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 100 Carmel Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
May also be available: Pogozone powered by Neubeam, Verizon.
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