100 Black Gold Ln, Folsom, CA 95630 Property Records

Sacramento County property record for 100 Black Gold Ln, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,800 sqft · built 1991
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on Record
Last Sale	$1,100,000 (Oct 2025)
Tax Bill	$7,934 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jan 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`072-0990-043-0000`

Property Details

APN / Parcel Number

Primary APN	`072-0990-043-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,800 sqft Living Area
1st Floor Area	2,800 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	19,602 sqft (0.45 acres)
Garage Area	859 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	100 BLACK GOLD LN
City	FOLSOM
State	CA
Zip	95630-3412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-L
Legal Description	LOS CERROS, LOT 59
Legal Subdivision	LOS CERROS
Legal Lot Number	59
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1004
Census Tract	8505

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	100 BLACK GOLD LN, FOLSOM, CA 95630-3412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Grant Deed, Transfer · Conventional Mortgage WEST CAPITAL LENDING INC
Jan 19, 2021	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2025 · Amount on Record
Deed Sale	Oct 30, 2025 · Amount on Record
Prior Sale	Feb 13, 2001 · Amount on Record
Deed Book / Page	1030 / 919
Record Updated	Oct 29, 2026

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 30, 2025
Property Address	100 BLACK GOLD LN, FOLSOM, CA 95630-3412
Document Number	0000000919
Map Reference	MB 194 MAP 16
Instrument Date	Oct 23, 2025
Instrument	202510300919
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 BLACK GOLD LN, FOLSOM, CA 95630-3412

Mortgage

Document Number	0000000920
Date	Oct 30, 2025
Instrument	202510300920

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	100 BLACK GOLD LN, FOLSOM, CA 95630-3412
Document Number	2101290956
Instrument Date	Jan 19, 2021
Transaction Type	Mortgage
Record Updated	Feb 16, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 BLACK GOLD LN FOLSOM CA 956303412, FOLSOM, CA 95630-3412

Mortgage

Document Number	2101290956
Date	Jan 29, 2021
Instrument	2101290956

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2051

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,100,000 (+52.06%) Land $330,000 Building $770,000
2025	$7,934.00 (+2.08%) Homeowner's exemption	$723,404 (+4.04%) Land $180,809 Building $542,595
2024	$7,772.00 (+1.79%)
2023	$7,635.00 (+1.48%) Homeowner's exemption	$695,315 Land $173,789 Building $521,526
2022	$7,524.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Zeta Broadband.

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