100 Birch Run Rd, Chestertown, MD 21620 Property Records

Kent County property record for 100 Birch Run Rd, Chestertown, MD 21620

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,507 sqft · built 1987
Lot Size	0.424 acres (18,453 sqft)
Owner	2 Individual Names on Record
Last Sale	$349,900 (Aug 2018)
Tax Bill	$5,667 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-022939`

Property Details

APN / Parcel Number

Primary APN	`04-022939`
Alternative APN	`022939`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,507 sqft Total Area
Basement Area	1 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	18,453 sqft (0.424 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	128 sqft
Deck Area	221 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	022939
Street Address	100 BIRCH RUN RD
City	CHESTERTOWN
State	MD
Zip	21620-1638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 42 100 BIRCH RUN RD MILE TREE VILLAGE
Legal Subdivision	BIRCH RUN
Legal Lot Number	42
Jurisdiction	KENT MD
Township / Civil Division	4, CHESTERTOWN
Census Block Group	2
Census Block	2001
Census Tract	950300

Owner

Source: Kent County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	100 BIRCH RUN RD, CHESTERTOWN, MD 21620-1638
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Aug 6, 2018	Deed, Transfer · Conventional Mortgage NORTHPOINT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2018 · Amount on Record
Deed Sale	Aug 6, 2018 · Amount on Record
Prior Sale	Oct 26, 2015 · Amount on Record
Deed Book / Page	958 / 163
Prior Transfer Date	Feb 27, 2009
Prior Transfer Doc	0005940336
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MD
Property Address	100 BIRCH RUN RD, CHESTERTOWN, MD 21620-1638
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011210155
Date	Jan 27, 2021
Book Page	1121/155

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Nov 1, 2035

Interest

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT MD
Recording Date	Aug 6, 2018
Property Address	100 BIRCH RUN RD, CHESTERTOWN, MD 21620-1638
Document Number	0009580163
Book / Page	0958 / 163
Map Reference	MB EHP1 PL196
Instrument Date	Jul 27, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	100 BIRCH RUN RD, CHESTERTOWN, MD 21620-1638

Mortgage

Document Number	0000958170
Date	Aug 6, 2018
Instrument	0958/170

Lender

Name	NORTHPOINT BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Kent County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Municipality	Chestertown Town
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$363,900 (+0.64%)	$368,500 (+1.91%) Land $162,100 Building $206,400
2025	$5,667.00 (+9.36%)	$361,600 (+5.61%) Land $162,100 Building $199,500	$361,600 (-) Land $162,100 Building $199,500
2023	$5,182.00	$342,400	$361,600 Land $162,100 Building $199,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	8 (1983–2003)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHESTERTOWN serves 5,400 people · EPA ID MD0140002
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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