100 Benjamin Ct, Boiling Springs, NC 28017 Property Records

Cleveland County property record for 100 Benjamin Ct, Boiling Springs, NC 28017

Property Summary

Property Type	Single Family Home
Details	3,016 sqft · built 2000
Lot Size	1.85 acres (80,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Dec 2017)
Tax Bill	$3,475 (2025)
Deeds & Mortgages	Mar 2020 Loan Modification Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48135`

Property Details

APN / Parcel Number

Primary APN	`48135`
Alternative APN	`1318175`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	3,016 sqft Finished Area
Upper Floors Area	1,142 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Lot Area	80,602 sqft (1.85 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	303 sqft
Storage Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1318175
Street Address	100 BENJAMIN CT
City	BOILING SPRINGS
State	NC
Zip	28017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	#36&37 PB 196 HIGHLAND PINES
Legal Subdivision	HIGHLAND PINES
Legal Block	1
Legal Lot Number	36
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2007
Census Tract	951503

Owner

Source: Cleveland County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 BENJAMIN CT, SHELBY, NC 28152-8181
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2020	Loan Modification, Mortgage · Conventional with PMI PENNYMAC
Mar 9, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Dec 22, 2017	Warranty Deed, Transfer · FHA Mortgage ALLEN TATE MORTGAGE PARTNERS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2017 · Amount on Record
Deed Sale	Dec 22, 2017 · Amount on Record
Deed Document Number	20178534
Deed Book / Page	1758 / 45
Record Updated	Sep 20, 2026

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLEVELAND NC
Property Address	100 BENJAMIN CT, BOILING SPRINGS, NC 28017
Document Number	0018132969
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 BENJAMIN CT SHELBY NC 281528181, SHELBY, NC 28152-8181

Mortgage

Document Number	0018132969
Date	Jun 1, 2020
Book Page	001813/002969
Instrument	39833

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

Interest

Rate	4%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	100 BENJAMIN CT, BOILING SPRINGS, NC 28017
Document Number	0018132962
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1841 BEAMAN ST SHELBY NC 281528908, SHELBY, NC 28152-8908

Mortgage

Document Number	0018132962
Date	Jun 1, 2020
Book Page	001813/002962
Instrument	39832

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Dec 22, 2017
Property Address	100 BENJAMIN CT, BOILING SPRINGS, NC 28017
Document Number	0017580045
Book / Page	1758 / 0045
Instrument Date	Dec 22, 2017
Instrument	2017-008534
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 BENJAMIN CT, SHELBY, NC 28152-8181

Mortgage

Document Number	0017580048
Date	Dec 22, 2017
Book Page	1758/0048
Instrument	200008535

Lender

Name	ALLEN TATE MORTGAGE PARTNERS LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28262

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$384,029 (-) Land $32,060 Building $351,969	$384,029 (-) Land $32,060 Building $351,969
2025	$3,475.00	$384,029 (+18.89%) Land $32,060 Building $351,969	$384,029 (+18.89%) Land $32,060 Building $351,969
2023		$323,008 Land $28,894 Building $294,114	$323,008 Land $28,894 Building $294,114

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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