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100 Bear Den Mountain View Dr, Spruce Pine, NC 28777 Property Records

McDowell County property record for 100 Bear Den Mountain View Dr, Spruce Pine, NC 28777

Property Summary

Property TypeRural Home
Details2 bd · 2 ba · 1,152 sqft · built 2002
Lot Size0.36 acres (15,682 sqft)
OwnerCompany Name on Record
Last Sale$320,000 (Jan 2024)
Tax Bill$1,182 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1719-00-95-1977

Property Details

APN / Parcel Number

Primary APN1719-00-95-1977
Alternative APNs
  • 63661
  • 81373

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,152 sqft Heated Area
Gross Area1,320 sqft
1st Floor Area792 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialMetal
Lot Area15,682 sqft (0.36 acres)
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number81373
Street Address100 BEAR DEN MOUNTAIN VIEW DR
CitySPRUCE PINE
StateNC
Zip28777
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Description0.36 AC LT 2 BEAR DEN ACRES PB 12/31
Legal SubdivisionBEAR DEN MOUNTAIN CABINS
Legal Lot Number2
JurisdictionMCDOWELL NC
Township / Civil DivisionNORTH COVE
Census Block Group1
Census Block1059
Census Tract970102

Owner

Source: McDowell County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address217 MEREWOOD RD, BELMONT, NC 28012-3741
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 22, 2024 · Amount on Record
Deed SaleJan 22, 2024 · Amount on Record
Prior SaleOct 1, 2009 · Amount on Record
Deed Document Number2024299
Deed Book / Page1457 / 689
Prior Transfer DateDec 6, 2016
Prior Transfer Doc0012010122
Record UpdatedOct 29, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCDOWELL NC
Recording DateJan 22, 2024
Property Address100 BEAR DEN MOUNTAIN VIEW DR, SPRUCE PINE, NC 28777
Document Number0014570689
Book / Page1457 / 689
Map ReferenceMB 12 PG 31
Instrument DateJan 8, 2024
Instrument2024000299
Transaction TypeTransfer
Record UpdatedFeb 2, 2024
Title CompanyNOT AVAILABLE, TRYON TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$640.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3848 GALLOWAY CT, HIGH POINT, NC 27265-9512

Transferred To (Grantee/Buyer)

NameVerified Name
Address217 MEREWOOD RD, BELMONT, NC 28012-3741

Mortgage

Document Number2024000300
DateJan 22, 2024
Instrument2024000300
Lender
NameVISIO FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMcDowell County
Unified School DistrictMcDowell County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,182.00$171,900 (-) Land $35,000 Building $136,900
2023$1,182.00$171,900 Land $35,000 Building $136,900$171,900 Land $35,000 Building $136,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims5 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · above 71% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEAR DEN ACRES
private · serves 140 people · EPA ID NC0156129
Water SourceGroundwater
Last State InspectionAug 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Skyrunner
Fixed Wireless		25 / 10

May also be available: AT&T, Spectrum, Verizon.

Cell Coverage

No cell data coverage reported

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