Westerly Town property record for 100 Bay St, Westerly, RI 02891
| Property Type | Commercial Condominium |
|---|---|
| Details | 1 ba · 546 sqft · built 1938 |
| Owner | Company Name on Record |
| Last Sale | $160,000 (Sep 2004) |
| Tax Bill | $1,996 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | WEST M:185 B:2 L:C4 |
| Primary APN | WEST M:185 B:2 L:C4 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 546 sqft Total Area |
| 1st Floor Area | 3,421 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Shed Roof |
| Roof Material | Rolled Roofing |
| Account Number | 3039113 |
|---|---|
| Street Address | 100 BAY ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-5747 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Commercial Condominium |
| Legal Subdivision | INN AT WATCH HL |
| Legal Block | 2 |
| Legal Lot Number | C4 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 1 |
| Census Block | 1102 |
| Census Tract | 51000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Watch Hill Historic District listed 1985 · 179 contributing resources · NRIS 85001948 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Westerly Town records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 65 HIGH ST, WESTERLY, RI 02891-1853 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2004 · Amount on Record |
| Deed Sale | Sep 13, 2004 · Amount on Record |
| Prior Sale | Sep 13, 2004 · Amount on Record |
| Deed Book / Page | 1325 / 122 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 100 BAY ST, WESTERLY, RI 02891-5747 |
| Document Number | 2017-4881 |
| Book / Page | 002017 / 014881 |
| Instrument Date | Aug 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2017 |
| Name | Verified Name |
|---|---|
| Address | 67 HIGH ST WESTERLY RI 028911812, WESTERLY, RI 02891-1812 |
| Document Number | 2017-4881 |
|---|---|
| Date | Aug 17, 2017 |
| Book Page | 002017/014881 |
| Instrument | 3628 |
| Name | WASHINGTON TR CO |
|---|
| Amount | Amount Recorded |
|---|
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,996.00 (-22.96%) | $280,700 (+4.23%) Building $280,700 |
| 2023 | $2,591.00 (+0.62%) | $269,300 (-) Building $269,300 |
| 2022 | $2,575.00 | $269,300 Building $269,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 456 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 506 units insured incl. 50 condo units |
| Nearby Flood Claims | 157 (1978–2024) |
| Claims Outside the SFHA | 22 of 157 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
5G (outdoors only) and 4G LTE
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