100 2nd St NE, Saint Michael, MN 55376 Property Records

Wright County property record for 100 2nd St NE, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,596 sqft · built 1956
Lot Size	0.367 acres (15,985 sqft)
Owner	2 Individual Names on Record
Last Sale	$268,500 (Jun 2020)
Tax Bill	$3,548 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`114-019-004030`

Property Details

APN / Parcel Number

Primary APN	`114-019-004030`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,596 sqft Living Area
1st Floor Area	1,596 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	15,985 sqft (0.367 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Patio Area	450 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	100 2ND ST NE
City	SAINT MICHAEL
State	MN
Zip	55376-9535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-12 TWP-120 RANGE-024 LENZ 2ND ADDN LOT-003 BLOCK-004 ALSO LT 4 EX N20FT OF LT3 SO LT 4 EX N20FT OF LT3
Legal Range	024
Legal Township	120
Legal Section	12
Legal Subdivision	LENZ 2ND ADD
Legal Block	4
Legal Lot Number	3-4
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	3
Census Block	3023
Census Tract	100805

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	100 2ND ST NE, SAINT MICHAEL, MN 55376-9535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage LUMINATE HOME LOANS INC
Jun 10, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE & EQUITY CONSULTA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2020 · Amount on Record
Deed Sale	Jun 10, 2020 · Amount on Record
Prior Sale	Jun 8, 2011 · Amount on Record
Deed Document Number	20201429070
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	100 2ND ST NE, SAINT MICHAEL, MN 55376-9535
Transaction Type	Mortgage
Record Updated	Nov 18, 2021
Title Company	K TITLE COMPANY LLC, K2 TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001488395
Date	Oct 26, 2021
Instrument	1488395

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55405

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jun 10, 2020
Property Address	100 2ND ST NE, SAINT MICHAEL, MN 55376-9535
Document Number	0001429070
Instrument Date	May 19, 2020
Instrument	1429070
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	MINNESOTA TITLE CORPORATE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$886.05
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	100 2ND ST NE, SAINT MICHAEL, MN 55376-9535

Mortgage

Document Number	0001429071
Date	Jun 10, 2020
Instrument	1429071

Lender

Name	AMERICAN MORTGAGE & EQUITY CONSULTA
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,548.00 (+20.84%)	$321,100 (+1.71%) Land $113,000 Building $208,100	$321,100 (+1.71%) Land $113,000 Building $208,100
2025		$315,700 (+8.45%) Land $115,000 Building $200,700	$315,700 (+8.45%) Land $115,000 Building $200,700
2023	$2,936.00 (+3.16%)	$291,100 Land $113,400 Building $177,700	$291,100 Land $113,400 Building $177,700
2022	$2,846.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, Verizon.

Nearby Properties on 2nd St NE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures