10 Zoar St, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 10 Zoar St, Natick, MA 01760

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,150 sqft · built 2020
Lot Size	0.532 acres (23,174 sqft)
Owner	Individual Name on File
Tax Bill	$17,348 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Jan 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-00000011`

Property Details

APN / Parcel Number

Primary APN	`52-00000011`
Alternative APN	`NATI M:00000052 P:00000011`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,150 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Lot Area	23,174 sqft (0.532 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	52-00000011
Street Address	10 ZOAR ST
City	NATICK
State	MA
Zip	01760-5430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSA
Jurisdiction	NATICK MA
Township / Civil Division	NATICK
Census Block Group	2
Census Block	2000
Census Tract	382300

Owner

10 Zoar St is owned and occupied by an individual who acquired it in June 2013.

Source: Middlesex County and Natick Town records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	10 ZOAR ST, NATICK, MA 01760-5430
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2020	Deed of Trust, Mortgage · ARM MIDDLESEX SAVINGS BANK
Jan 7, 2019	Quit Claim Deed, Transfer Quitclaim
Jan 7, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2013
Deed Sale	Jun 6, 2013
Deed Document Number	201312
Deed Book / Page	61962 / 412
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	10 ZOAR ST, NATICK, MA 01760-5430
Transaction Type	Mortgage
Record Updated	Feb 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	074067-558
Date	Jan 31, 2020
Book Page	74067/558
Instrument	15125

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	373 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Type Change Date	Feb 1, 2026

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NATICK MA
Recording Date	Jan 7, 2019
Property Address	10 ZOAR ST, NATICK, MA 01760-5430
Document Number	72096-417
Book / Page	072096 / 000417
Instrument Date	Oct 21, 2013
Instrument	87
Transaction Type	Transfer
Record Updated	Jan 29, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 ZOAR ST NATICK MA 017605430, NATICK, MA 01760-5430

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NATICK MA
Recording Date	Jan 7, 2019
Property Address	10 ZOAR ST, NATICK, MA 01760-5430
Document Number	72096-414
Book / Page	072096 / 000414
Instrument Date	Oct 21, 2013
Instrument	86
Transaction Type	Transfer
Record Updated	Jan 29, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 ZOAR ST NATICK MA 017605430, NATICK, MA 01760-5430

Tax Assessment & Valuation

The 2025 property tax bill for 10 Zoar St was $17,348, up 3.3% from the year before.

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Natick Town
Unified School District	Natick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,348.00 (+3.35%)	$1,450,500 (+5.94%) Land $479,600 Building $970,900	$1,267,585
2024	$16,786.00 (+6.31%)	$1,369,200 (+9.61%) Land $453,100 Building $916,100
2023	$15,790.00	$1,249,200 Land $423,700 Building $825,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Zoar St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	9 (1978–2023)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Zoar St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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