10 Yearling Dr, Havre De Grace, MD 21078 Property Records

Harford County property record for 10 Yearling Dr, Havre De Grace, MD 21078

Property Summary

Property TypeSingle Family Home
Details3,706 sqft · built 2026
Lot Size2.41 acres (104,980 sqft)
Owner2 Individual Names on File
Last Sale$235,000 (Oct 2024)
Tax Bill$8,465 (2026)
Deeds & MortgagesJul 2026 Mortgage
Oct 2025 Construction Loan
Flood ZoneZone X (minimal risk)
APN02-397988

Property Details

APN / Parcel Number

Primary APN02-397988
Alternative APN
  • 397988

Interior

Building Area3,706 sqft Total Area

Exterior

Year BuiltBuilt 2026
Effective Year BuiltEffective 2026
Lot Area104,980 sqft (2.41 acres)

Location & Zoning

Account Number397988
Street Address10 YEARLING DR
CityHAVRE DE GRACE
StateMD
Zip21078-2396
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionLOT 12 2.41 AC 10 YEARLING DRIVE SUSQUEHANNA MEAD 141/26
Legal SubdivisionSUSQUEHANNA MDWS 4
Legal Lot Number12
JurisdictionHARFORD MD
Township / Civil Division2, HALLS CROSS ROADS
Census Block Group2
Census Block2008
Census Tract302100

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2510 FAIRWAY DR, BEL AIR, MD 21015-6345
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2026Deed of Trust, Mortgage · Conventional Mortgage
STIFEL BANK AND TRUST
Oct 20, 2025Deed of Trust, Mortgage · Construction Mortgage
ARUNDEL FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 25, 2024 · Amount on File
Deed SaleOct 25, 2024 · Amount on File
Deed Book / Page16432 / 318
Prior Transfer DateMay 16, 2014
Prior Transfer Doc0107930318
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Recording DateJul 28, 2026
Property Address10 YEARLING DR, HAVRE DE GRACE, MD 21078-2396
Document Number1722000389
Book / Page17225 / 389
Instrument DateJul 21, 2026
Transaction TypeMortgage
Record UpdatedAug 21, 2026
Title CompanyESSENTIAL TITLE COMPANY, ESSENTIAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address10 YEARLING DR, HAVRE DE GRACE, MD 21078-2396

Mortgage

Document Number1722000389,
DateJul 28, 2026
Book Page17225/389
Lender
NameSTIFEL BANK AND TRUST
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.63%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address10 YEARLING DR, HAVRE DE GRACE, MD 21078
Transaction TypeMortgage
Record UpdatedOct 30, 2025
Title CompanyGETZ TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 SQUAW CT, HAVRE DE GRACE, MD 21078-4228

Mortgage

Document Number0168520235
DateOct 20, 2025
Book Page16852/235
Lender
NameARUNDEL FEDERAL SAVINGS BANK
TypeBank
AddressGLEN BURNIE, MD 21061
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term372 Months
DueOct 1, 2056

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,465.00 (+1,174.85%)$776,700 (+1,173.28%) Land $122,000 Building $654,700$776,700 (+1,173.28%) Land $122,000 Building $654,700
2025$664.00
2023$61,000 Land $61,000$61,000 Land $61,000
2022$664.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880

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