10 Yates St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 10 Yates St, Schenectady, NY 12305

Property Summary

Property Type	Restaurant
Details	6,569 sqft · built 2008
Lot Size	0.21 acres (9,148 sqft)
Owner	Company Name on File
Last Sale	$1,200,000 (Apr 2026)
Tax Bill	$15,953 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`421500 39.64-3-19.1`

Property Details

APN / Parcel Number

Primary APN	`421500 39.64-3-19.1`

Interior

Stories	2 Stories
Building Area	6,569 sqft Gross Area
Overhead Door	Overhead Door
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	105 ft deep x 108 ft wide
Patio Area	2,520 sqft
Canopy	364 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10 YATES ST
City	SCHENECTADY
State	NY
Zip	12305-1911
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Local Zoning Code	05 - COMME
Legal Block	3
Legal Lot Number	19.001
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1004
Census Tract	21001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Union Street Historic District listed 1982 · 184 contributing resources · NRIS 82001268

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

10 Yates St, a commercial property, is owned by a company that bought it in April 2026.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	203 CAMPO CT, SCHENECTADY, NY 12309-2700
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage CHEMUNG CANAL TRUST
Apr 6, 2021	Deed, Construction Loan · Construction Mortgage CAPITAL INTERNATIONAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2026 · Amount on File
Deed Sale	Apr 23, 2026 · Amount on File
Prior Sale	Apr 6, 2021 · Amount on File
Deed Document Number	20269375
Deed Book / Page	2171 / 1
Prior Transfer Date	May 29, 2009
Prior Transfer Doc	1804000833
Record Updated	Oct 29, 2026

April 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Apr 23, 2026
Property Address	10 YATES ST, SCHENECTADY, NY 12305-1911
Document Number	0000009375
Book / Page	2171 / 1
Instrument Date	Mar 16, 2026
Instrument	2026.9375
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	AMERICAN LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$484,800.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	203 CAMPO CT, SCHENECTADY, NY 12309-2700

Mortgage

Document Number	0000009376,
Date	Apr 23, 2026
Instrument	2026.9376

Lender

Name	CHEMUNG CANAL TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.11%
Max Rate	-1%

April 2021: Deed, Construction Loan

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Apr 6, 2021
Property Address	10 YATES ST, SCHENECTADY, NY 12305-1911
Document Number	0000015103
Book / Page	2055 / 970
Instrument Date	Mar 31, 2021
Instrument	202115103
Transaction Type	Construction Loan
Record Updated	May 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2505 WHAMER LN, 2505, NISKAYUNA, NY 12309-2424

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 YATES ST, SCHENECTADY, NY 12305-1911

Mortgage

Document Number	0000015105
Date	Apr 6, 2021
Instrument	202115105

Lender

Name	CAPITAL INTERNATIONAL INC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 10 Yates St was $15,953, up 0.8% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,953.00 (+0.8%)
2025	$15,827.00	$374,000 Land $27,400 Building $346,600	$619,308 Land $45,372 Building $573,936
2023		$374,000 (-) Land $27,400 Building $346,600	$473,418 (+3.8%) Land $34,684 Building $438,734
2022		$374,000 Land $27,400 Building $346,600	$456,098 Land $33,415 Building $422,683
2021	$15,607.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10 Yates St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 10 Yates St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Massivemesh Networks.

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