10 Worsted St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 10 Worsted St, Franklin, MA 02038

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,359 sqft · built 1915
Lot Size	0.289 acres (12,580 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Jun 2023)
Tax Bill	$5,701 (2025)
Deeds & Mortgages	Feb 2021 Refinance Mar 2021 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`56-032`

Property Details

APN / Parcel Number

Primary APN	`56-032`
Alternative APNs	`FRAN M:296 L:176` `M:056 L:032`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,359 sqft Living Area
Gross Area	2,775 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,580 sqft (0.289 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	56-032
Street Address	10 WORSTED ST
City	FRANKLIN
State	MA
Zip	02038-3021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	176
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	2
Census Block	2006
Census Tract	442204

Owner

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 WORSTED ST, FRANKLIN, MA 02038-3021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 12, 2021	Deed of Trust, Mortgage · Line of Credit HANSCOM FCU
Mar 8, 2022	Deed of Trust, Mortgage · Line of Credit MASS BAY CREDIT UNION
Jun 28, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE AFFINITY LLC
Apr 19, 2017	Deed of Trust, Mortgage DIGITAL FCU
Nov 9, 2019	Deed of Trust, Mortgage · Line of Credit LEOMINSTER CU
Dec 10, 2018	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Dec 20, 2017	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2023 · Amount on Record
Deed Sale	Jun 28, 2023 · Amount on Record
Prior Sale	Apr 17, 2014 · Amount on Record
Deed Book / Page	41275 / 414
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	10 WORSTED ST, FRANKLIN, MA 02038-3021
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038978-75
Date	Feb 8, 2021
Book Page	38978/75
Instrument	16749

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	10 WORSTED ST, FRANKLIN, MA 02038-3021
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039127-240
Date	Mar 12, 2021
Book Page	39127/240
Instrument	32790

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	10 WORSTED ST, FRANKLIN, MA 02038-3021
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040371-300
Date	Mar 8, 2022
Book Page	40371/300
Instrument	20916

Lender

Name	MASS BAY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Jun 28, 2023
Property Address	10 WORSTED ST, FRANKLIN, MA 02038-3021
Document Number	041275-414
Book / Page	41275 / 414
Instrument Date	Jun 28, 2023
Instrument	40327
Transaction Type	Transfer
Record Updated	Jul 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10 WORSTED ST, FRANKLIN, MA 02038-3021

Mortgage

Document Number	0000040328
Date	Jun 28, 2023
Instrument	40328

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	10 WORSTED ST, FRANKLIN, MA 02038-3021
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35048-174
Date	Apr 19, 2017
Book Page	35048/174
Instrument	33080

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2027

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	10 WORSTED ST, FRANKLIN, MA 02038-3021
Document Number	37344-382
Instrument Date	Nov 9, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 WORSTED ST FRANKLIN MA 020383021, FRANKLIN, MA 02038-3021

Mortgage

Document Number	37344-382
Date	Nov 15, 2019
Book Page	037344/000382
Instrument	105678

Lender

Name	LEOMINSTER CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 14, 2039

Interest

Rate Type	Adjustable Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	10 WORSTED ST, FRANKLIN, MA 02038-3021
Document Number	36527-316
Instrument Date	Dec 10, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 WROSTED ST FRANKLIN MA 02038, FRANKLIN, MA 02038

Mortgage

Document Number	36527-316
Date	Dec 27, 2018
Book Page	036527/000316
Instrument	114821

Lender

Name	KEYBANK USA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 26, 2038

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	10 WORSTED ST, FRANKLIN, MA 02038-3021
Document Number	35700-361
Instrument Date	Dec 20, 2017
Transaction Type	Mortgage
Record Updated	Mar 5, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35700-361
Date	Dec 26, 2017
Book Page	035700/000361
Instrument	123221

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.63%

Tax Assessment & Valuation

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,701.00 (+10.87%)	$490,600 (+12.5%) Land $241,900 Building $248,700	$600,115 (+10.55%)
2024	$5,142.00 (-2.28%)	$436,100 (+4.26%) Land $241,900 Building $194,200	$542,830
2023	$5,262.00	$418,300 Land $243,900 Building $174,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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