10 Woodruff Rd, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 10 Woodruff Rd, Edison, NJ 08820

Property Summary

Property Type	Single Family Home
Details	2,506 sqft · built 1962
Lot Size	0.459 acres (19,981 sqft)
Owner	2 Individual Names on Record
Last Sale	$571,000 (Jun 2015)
Tax Bill	$14,943 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-00558-0000-00055`

Property Details

APN / Parcel Number

Primary APN	`05-00558-0000-00055`
Alternative APNs	`050055800055` `00017003`

Interior

Stories	2 Stories
Building Area	2,506 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Frame
Lot Area	19,981 sqft (0.459 acres)
Lot Dimensions	180 ft deep x 111 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	00017003
Street Address	10 WOODRUFF RD
City	EDISON
State	NJ
Zip	08820-2601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	111X180
Legal Subdivision	OAKVIEW HEIGHTS SEC 05 & 06
Legal Block	558
Legal Lot Number	55
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	2
Census Block	2002
Census Tract	1415

Owner

Source: Middlesex County and Edison Township records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 WOODRUFF RD, EDISON, NJ 08820-2601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU
Jun 19, 2019	Deed of Trust, Mortgage · Line of Credit UNIVEST BANK & TRUST CO
Feb 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2015 · Amount on Record
Deed Sale	Jun 29, 2015 · Amount on Record
Deed Book / Page	6703 / 290
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	10 WOODRUFF RD, EDISON, NJ 08820-2601
Transaction Type	Mortgage
Record Updated	Mar 1, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017608
Date	Feb 8, 2021
Book Page	18273/1961
Instrument	2021017608

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 1, 2031

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	10 WOODRUFF RD, EDISON, NJ 08820-2601
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047045
Date	Jun 19, 2019
Book Page	17530/0986
Instrument	2019047045

Lender

Name	UNIVEST BANK & TRUST CO
Type	Bank
Address	ALEXANDRIA, VA 22313

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2034

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	10 WOODRUFF RD, EDISON, NJ 08820-2601
Document Number	0000015072
Instrument Date	Feb 15, 2019
Transaction Type	Mortgage
Record Updated	Mar 14, 2019
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 WOODRUFF RD EDISON NJ 088202601, EDISON, NJ 08820-2601

Mortgage

Document Number	0000015072
Date	Feb 27, 2019
Book Page	017433/000561
Instrument	15072

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 26, 2034

Tax Assessment & Valuation

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$251,100 (-) Land $118,700 Building $132,400	$251,100 (-) Land $118,700 Building $132,400
2025	$14,943.00 (-0.03%)	$251,100 (-) Land $118,700 Building $132,400	$251,100 (-) Land $118,700 Building $132,400
2024	$14,948.00 (+4.35%)
2023		$251,100 Land $118,700 Building $132,400	$251,100 Land $118,700 Building $132,400
2022	$14,325.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (2001–2021)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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