10 Wolcott Rd, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 10 Wolcott Rd, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,446 sqft · built 1985
Lot Size	0.184 acres (8,002 sqft)
Owner	Company Name on File
Last Sale	$865,000 (Jul 2022)
Tax Bill	$8,302 (2026)
Deeds & Mortgages	Jan 2021 Refinance Aug 2022 Transfer + 3 more
Flood Zone	Zone AE (high risk)
APN	`SAUG M:005-H B:0009 L:0002`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:005-H B:0009 L:0002`
Alternative APNs	`M:005=H B:0009 L:0002` `8083002`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,446 sqft Living Area
Gross Area	3,020 sqft
1st Floor Area	1,554 sqft
Basement Area	1,274 sqft
Unfinished Basement	382 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,002 sqft (0.184 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	8083002
Street Address	10 WOLCOTT RD
City	SAUGUS
State	MA
Zip	01906-1811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Subdivision	SAUGUS MARY KRZYWICKI
Legal Block	9
Legal Lot Number	2
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	4
Census Block	4001
Census Tract	208101

Owner

10 Wolcott Rd is owned by a company that bought it in July 2022.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	10 TARA BLVD, 501, NASHUA, NH 03062-2800
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
Aug 3, 2022	Quit Claim Deed, Transfer Quitclaim
Jul 8, 2022	Quit Claim Deed, Transfer
Jan 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
Jul 30, 2018	Quit Claim Deed, Transfer HOMEBRIDGE FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2022 · Amount on File
Deed Sale	Jul 8, 2022 · Amount on File
Prior Sale	Jul 30, 2018 · Amount on File
Deed Book / Page	41055 / 192
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	10 WOLCOTT RD, SAUGUS, MA 01906-1811
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039447-157
Date	Jan 25, 2021
Book Page	39447/157
Instrument	20210125002960

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Aug 3, 2022
Property Address	10 WOLCOTT RD, SAUGUS, MA 01906-1811
Document Number	041107-195
Book / Page	41107 / 195
Instrument Date	Jul 8, 2022
Instrument	20220803000080
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 WOLCOTT RD #501 # 501, 501, NASHUA, NH

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Jul 8, 2022
Property Address	10 WOLCOTT RD, SAUGUS, MA 01906-1811
Document Number	041055-192
Book / Page	41055 / 192
Instrument Date	Jun 27, 2022
Instrument	20220708003580
Transaction Type	Transfer
Record Updated	Jul 22, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 WOLCOTT RD, SAUGUS, MA 01906-1811

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	10 WOLCOTT RD, SAUGUS, MA 01906-1811
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38210-362
Date	Jan 23, 2020
Book Page	38210/362
Instrument	20200123001810

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Jul 30, 2018
Property Address	10 WOLCOTT RD, SAUGUS, MA 01906-1811
Document Number	36897-255
Book / Page	36897 / 255
Instrument	180730001400
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49.38
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 WOLCOTT RD, SAUGUS, MA 01906-1811

Mortgage

Document Number	368970258
Date	Jul 30, 2018
Instrument	36897/0258

Lender

Name	HOMEBRIDGE FINANCIAL

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 10 Wolcott Rd was $8,302, up 4% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,302.00 (+4.04%)	$796,700 (+6.62%) Land $356,400 Building $438,800	$800,052 (-11.3%)
2025	$7,980.00 (+3.02%)	$747,200 (+2.74%) Land $325,600 Building $421,600	$902,025
2024	$7,746.00 (+15.15%)	$727,300 (+21.74%) Land $316,800 Building $410,500
2023	$6,727.00	$597,400 Land $277,200 Building $320,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Wolcott Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 103 individual policies
Nearby Flood Policies	109 units insured incl. 6 condo units
Nearby Flood Claims	35 (1979–2025)
Claims Outside the SFHA	8 of 35
Most Recent Claim	Jan 2025 · other causes
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims Severe Storms And Flooding, May 2006 · 4 claims Extreme Weather Conditons And Flooding, Oct 1996 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10 Wolcott Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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