10 Winthrop Dr, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 10 Winthrop Dr, Franklin, MA 02038

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,189 sqft · built 1997
Lot Size	0.482 acres (21,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,059,900 (May 2022)
Tax Bill	$11,499 (2025)
Deeds & Mortgages	Oct 2022 Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`123-089`

Property Details

APN / Parcel Number

Primary APN	`123-089`
Alternative APNs	`FRAN M:221 L:071` `M:123 L:089`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,189 sqft Living Area
Gross Area	6,409 sqft
Basement Area	1,839 sqft
Unfinished Basement	1,839 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	21,000 sqft (0.482 acres)
Garage Type	Attached
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	123-089
Street Address	10 WINTHROP DR
City	FRANKLIN
State	MA
Zip	02038-4249
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	71
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	1
Census Block	1013
Census Tract	442103

Owner

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 WINTHROP DR, FRANKLIN, MA 02038-4249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) DISCOVER BANK
May 26, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2022 · Amount on Record
Deed Sale	May 26, 2022 · Amount on Record
Prior Sale	Aug 23, 2004 · Amount on Record
Deed Book / Page	40567 / 272
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	10 WINTHROP DR, FRANKLIN, MA 02038-4249
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	040885-356
Date	Oct 25, 2022
Book Page	40885/356
Instrument	91960

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2037

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	May 26, 2022
Property Address	10 WINTHROP DR, FRANKLIN, MA 02038-4249
Document Number	040567-272
Book / Page	40567 / 272
Instrument Date	May 26, 2022
Instrument	46448
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10 WINTHROP DR, FRANKLIN, MA 02038-4249
Investor	Possibly a Property Investor

Mortgage

Document Number	0000046449
Date	May 26, 2022
Instrument	46449

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,499.00 (-3.02%)	$989,600 (-1.6%) Land $372,700 Building $616,900	$1,210,205 (+2.76%)
2024	$11,857.00 (+5.83%)	$1,005,700 (+12.92%) Land $372,700 Building $633,000	$1,177,715
2023	$11,204.00	$890,600 Land $316,600 Building $574,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	17 (1979–2023)
Claims Outside the SFHA	7 of 17
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims Severe Storms And Flooding, Oct 2005 · 3 claims Heavy Rains And Flooding, Jul 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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