10 Winterhaven Rd, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 10 Winterhaven Rd, Gloucester, MA 01930

Property Summary

Property Type	Duplex
Details	5 bd · 4 ba · 4,071 sqft · built 1985
Lot Size	3.05 acres (132,858 sqft)
Owner	2 Company Names on Record
Tax Bill	$10,623 (2025)
Deeds & Mortgages	Apr 2023 Transfer Apr 2023 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0237 B:0083 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0237 B:0083 L:0000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Units	2 Units
Stories	2 Stories
Building Area	4,071 sqft Living Area
Gross Area	4,923 sqft
1st Floor Area	1,828 sqft
Attic	Attic
Attic Area	288 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	132,858 sqft (3.05 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	10 WINTERHAVEN RD
City	GLOUCESTER
State	MA
Zip	01930-2044
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-10
Legal Block	83
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2010
Census Tract	221902

Owner

Source: Essex County and Gloucester City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	10 WINTERHAVEN RD, GLOUCESTER, MA 01930-2044
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Quit Claim Deed, Transfer Quitclaim
Apr 10, 2023	Quit Claim Deed, Transfer Quitclaim
Nov 9, 2020	Deed of Trust, Mortgage · Line of Credit CAPE ANN SAVINGS BANK
Jul 31, 2019	Deed of Trust, Mortgage · Balloon Mortgage CAPE ANN SAVINGS BANK
Nov 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CAPE ANN SAVINGS BANK
May 10, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance SALEM FIVE MORTGAGE CORP
Apr 7, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2017
Deed Sale	Apr 7, 2017
Prior Sale	May 1, 1985 · Amount on Record
Deed Book / Page	35783 / 450
Last Transfer Date	Nov 13, 2024
Transfer Doc	042461-574
Record Updated	Sep 20, 2026

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Apr 10, 2023
Property Address	10 WINTERHAVEN RD, GLOUCESTER, MA 01930-2044
Document Number	041513-289
Book / Page	41513 / 289
Instrument Date	Apr 4, 2023
Instrument	20230410002430
Transaction Type	Transfer
Record Updated	Apr 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10 WINTERHAVEN RD, GLOUCESTER, MA 01930-2044

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Apr 10, 2023
Property Address	10 WINTERHAVEN RD, GLOUCESTER, MA 01930-2044
Document Number	041513-286
Book / Page	41513 / 286
Instrument Date	Feb 22, 2023
Instrument	20230410002420
Transaction Type	Transfer
Record Updated	Apr 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10 WINTERHAVEN RD, GLOUCESTER, MA 01930-2044

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	10 WINTERHAVEN RD, GLOUCESTER, MA 01930-2044
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39159-529
Date	Nov 9, 2020
Book Page	39159/529
Instrument	20201109004810

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2045

Interest

Rate Type	Adjustable Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	10 WINTERHAVEN RD, GLOUCESTER, MA 01930-2044
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37711-552
Date	Jul 31, 2019
Book Page	37711/552
Instrument	20190731001010

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2039

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	10 WINTERHAVEN RD, GLOUCESTER, MA 01930-2044
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39159-514
Date	Nov 9, 2020
Book Page	39159/514
Instrument	20201109004800

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2040

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	May 10, 2019
Property Address	10 WINTERHAVEN RD, GLOUCESTER, MA 01930-2044
Document Number	37499-548
Book / Page	37499 / 548
Instrument Date	May 3, 2019
Instrument	20190510000820
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 WINTERHAVEN RD, GLOUCESTER, MA 01930-2044

Mortgage

Document Number	37499-550
Date	May 10, 2019
Book Page	37499/550
Instrument	20190510000830

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Apr 7, 2017
Property Address	10 WINTERHAVEN RD, GLOUCESTER, MA 01930-2044
Document Number	35783-450
Book / Page	035783 / 000450
Instrument	1704070052
Transaction Type	Transfer
Record Updated	Apr 25, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10 WINTERHAVEN RD GLOUCESTER MA 019302044, GLOUCESTER, MA 01930-2044

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,623.00 (+2.2%)	$1,092,900 (+2.31%) Land $254,000 Building $838,900
2024	$10,394.00 (-6.79%)	$1,068,200 (+1.44%) Land $236,900 Building $831,300
2023	$11,151.00	$1,053,000 Land $211,400 Building $841,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	13 (1978–2007)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Feb 2007 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, May 2006 · 3 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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