10 Winterberry Ct, La Plata, MD 20646 Property Records

Charles County property record for 10 Winterberry Ct, La Plata, MD 20646

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,911 sqft · built 1987
Lot Size	0.255 acres (11,103 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Jul 2023)
Tax Bill	$4,802 (2023)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-045504`

Property Details

APN / Parcel Number

Primary APN	`01-045504`
Alternative APNs	`1045504` `045504`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,911 sqft Living Area
Gross Area	2,061 sqft
1st Floor Area	1,536 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,103 sqft (0.255 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	150 sqft
Deck Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	045504
Street Address	10 WINTERBERRY CT
City	LA PLATA
State	MD
Zip	20646-3207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-21
Legal Description	LOT 10 PLAT 2 HICKORY RIDGE SUB TOWN OF LA PLATA
Legal Subdivision	HICKORY RIDGE SUB
Legal Block	2
Legal Lot Number	10
Jurisdiction	CHARLES MD
Township / Civil Division	1, LA PLATA
Census Block Group	2
Census Block	2004
Census Tract	851004

Owner

10 Winterberry Ct is owned and occupied by two individuals who bought it in July 2023.

Source: Charles County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 WINTERBERRY CT, LA PLATA, MD 20646-3207
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2023 · Amount on File
Deed Sale	Jul 28, 2023 · Amount on File
Prior Sale	Mar 10, 1987 · Amount on File
Deed Book / Page	13005 / 447
Record Updated	Oct 29, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Jul 28, 2023
Property Address	10 WINTERBERRY CT, LA PLATA, MD 20646-3207
Document Number	0130050447
Book / Page	13005 / 447
Map Reference	MAP DGB 35 PG 232
Instrument Date	Jul 17, 2023
Transaction Type	Transfer
Record Updated	Oct 13, 2023
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	484 OLD FARM RD, PITTSBURGH, PA 15228-2656

Mortgage

Document Number	0013005454
Date	Jul 28, 2023
Instrument	13005/454

Lender

Name	INTERLINC MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Municipality	La Plata Town
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$412,900 (+8.33%) Land $105,300 Building $307,600	$412,900 (-) Land $105,300 Building $307,600
2025	Homeowner's exemption	$381,133	$412,900 Land $105,300 Building $307,600
2023	$4,802.00 (+8.81%) Homeowner's exemption	$317,600 (+2.98%) Land $105,300 Building $212,300	$317,600 (-) Land $105,300 Building $212,300
2022	$4,413.00 Homeowner's exemption	$308,400	$317,600 Land $105,300 Building $212,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Winterberry Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Winterberry Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF LA PLATA serves 11,535 people · EPA ID MD0080025
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20