10 Winter St, Amesbury, MA 01913 Property Records

Essex County and Amesbury City property record for 10 Winter St, Amesbury, MA 01913

Property Summary

Property TypeDuplex
Details4 bd · 3.5 ba · 3,084 sqft · built 1860
Lot Size0.27 acres (11,750 sqft)
OwnerCompany Name on File
Last Sale$395,000 (Sep 2003)
Tax Bill$10,449 (2026)
Deeds & MortgagesSep 2025 Line of Credit
Feb 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APNAMES M:39 B:0100

Property Details

APN / Parcel Number

Primary APNAMES M:39 B:0100

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Units2 Units
Stories2 Stories
Building Area3,084 sqft Living Area
Gross Area5,800 sqft
1st Floor Area1,612 sqft
AtticAttic
Attic Area720 sqft
Basement Area1,600 sqft
Unfinished Basement1,600 sqft

Exterior

Year BuiltBuilt 1860
Effective Year BuiltEffective 1860
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,750 sqft (0.27 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address10 WINTER ST
CityAMESBURY
StateMA
Zip01913
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR8
Legal Block100
JurisdictionAMESBURY MA
Township / Civil DivisionAMESBURY TOWN
Census Block Group2
Census Block2014
Census Tract266200

Owner

10 Winter St, a duplex, is owned by a company that acquired it in January 2022.

Source: Essex County and Amesbury City records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address12 WINTER ST, 14, AMESBURY, MA 01913-1516
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2025Deed of Trust, Mortgage · Line of Credit
NEWBURYPORT FIVE CENTS SAVINGS BANK
Feb 7, 2022Quit Claim Deed, Transfer
Quitclaim
Feb 8, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
GUARANTY HOME MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2003 · Amount on File
Deed SaleSep 30, 2003 · Amount on File
Deed Book / Page21849 / 392
Last Transfer DateJan 21, 2022
Transfer Doc040710-443
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAMESBURY MA
Property Address10 WINTER ST, AMESBURY, MA 01913
Transaction TypeMortgage
Record UpdatedOct 8, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number042947-323
DateSep 15, 2025
Book Page42947/323
Instrument20250915002410
Lender
NameNEWBURYPORT FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueOct 1, 2045
Interest
Rate TypeAdjustable Rate

February 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAMESBURY MA
Recording DateFeb 7, 2022
Property Address10 WINTER ST, AMESBURY, MA 01913
Document Number040710-443
Book / Page40710 / 443
Instrument DateJan 21, 2022
Instrument20220207004130
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address12 WINTER ST # 14, 14, AMESBURY, MA 01913-1516

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAMESBURY MA
Property Address10 WINTER ST, AMESBURY, MA 01913
Transaction TypeMortgage
Record UpdatedFeb 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39505-89
DateFeb 8, 2021
Book Page39505/89
Instrument20210208004710
Lender
NameGUARANTY HOME MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 10 Winter St was $10,449, up 7.4% from the year before.

Source: Essex County and Amesbury City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityAmesbury City
Unified School DistrictAmesbury School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,449.00 (+7.41%)$694,300 (+9.2%) Land $222,300 Building $472,000$745,905
2025$9,728.00 (+1.21%)$635,800 (+3.45%) Land $215,800 Building $420,000
2024$9,612.00 (+0.04%)$614,600 (+4.52%) Land $203,600 Building $411,000
2023$9,608.00$588,000 Land $177,000 Building $411,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Winter St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims2 (2006–2009)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2009

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Winter St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAMESBURY DPW WATER DIV.
serves 17,366 people · EPA ID MA3007000
Water SourceSurface water
Last State InspectionJun 2026
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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