10 Windward Way, Baltimore (Middle River), MD 21220 Property Records

Baltimore County property record for 10 Windward Way, Baltimore, MD 21220

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,200 sqft · built 1996
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$435,000 (Oct 2023)
Tax Bill$2,200 (2023)
Deeds & MortgagesOct 2023 Sale & Mortgage
Nov 2022 Line of Credit
APN15-2200015284

Property Details

APN / Parcel Number

Primary APN15-2200015284
Alternative APN
  • 2200015284

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,200 sqft Total Area
1st Floor Area1,408 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Architectural StyleSplit Level
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Garage TypeBuilt-in
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area110 sqft
Deck Area216 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number2200015284
Street Address10 WINDWARD WAY
CityBALTIMORE
StateMD
Zip21220-7507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.15 AC 10 WINDWARD WAY NS SENECA HARBOR
Legal SubdivisionSENECA HARBOR 1
Legal BlockB
Legal Lot Number5
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group2
Census Block2009
Census Tract451803

Owner

10 Windward Way is owned and occupied by an individual who bought it in October 2023.

Source: Baltimore County records, as of October 30, 2023

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address10 WINDWARD WAY, BALTIMORE, MD 21220-7507
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2023Deed, Transfer · Conventional Mortgage
NFM INC
Nov 9, 2022Deed of Trust, Mortgage · Line of Credit
MERIDIAN BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 20, 2023 · Amount on File
Deed SaleOct 20, 2023 · Amount on File
Prior SaleSep 9, 2003
Deed Document Number0048481212
Deed Book / Page48481 / 212
Record UpdatedJun 7, 2026

October 2023: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateOct 20, 2023
Property Address10 WINDWARD WAY, BALTIMORE, MD 21220-7507
Document Number0484810212
Book / Page48481 / 212
Map ReferenceMB 64 FO 128
Instrument DateSep 25, 2023
Transaction TypeTransfer
Record UpdatedOct 31, 2023
Title CompanyLAWYERS EXPRESS TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,175.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address10 WINDWARD WAY, BALTIMORE, MD 21220-7507

Mortgage

Document Number0484810218
DateOct 20, 2023
Instrument48481-0218
Lender
NameNFM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2053

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address10 WINDWARD WAY, BALTIMORE, MD 21220-7507
Transaction TypeMortgage
Record UpdatedNov 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0475220467
DateNov 9, 2022
Book Page47522/467
Lender
NameMERIDIAN BANK
TypeBank
AddressBLUE BELL, PA 19422
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueNov 5, 2023
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,200.00 Homeowner's exemption$282,200 Land $102,500 Building $179,700$282,200 Land $102,500 Building $179,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 10 Windward Way; there have been 31 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 34 policies
Nearby Flood Policies34 in force
Nearby Flood Claims31 (1979–2024)
Claims Outside the SFHA3 of 31
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Hurricane Isabel, Sep 2003 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Windward Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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