Middlesex County and Melrose City property record for 10 Windsor St, Melrose, MA 02176
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,947 sqft · built 1973 |
| Lot Size | 0.785 acres (34,212 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $460,000 (Sep 2018) |
| Tax Bill | $10,736 (2026) |
| Deeds & Mortgages | Jul 2024 Refinance Jan 2023 Transfer + 3 more |
| Flood Zone | Zone A (high risk) |
| APN | MELR M:F12 P:000068C |
| Primary APN | MELR M:F12 P:000068C |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,947 sqft Living Area |
| Gross Area | 7,738 sqft |
| Basement Area | 1,627 sqft |
| Unfinished Basement | 1,627 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 34,212 sqft (0.785 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 10 WINDSOR ST |
|---|---|
| City | MELROSE |
| State | MA |
| Zip | 02176-2010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRB |
| Legal Subdivision | MELROSE |
| Jurisdiction | MELROSE MA |
| Township / Civil Division | MELROSE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 336201 |
Source: Middlesex County and Melrose City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10 WINDSOR ST, MELROSE, MA 02176-2010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 29, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance NEW AMERICAN FUNDING |
| Jan 30, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Nov 7, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Oct 20, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Sep 24, 2018 | Quit Claim Deed, Transfer UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2018 · Amount on Record |
| Deed Sale | Sep 24, 2018 · Amount on Record |
| Prior Sale | Jul 24, 2014 |
| Deed Book / Page | 71657 / 227 |
| Last Transfer Date | Jan 23, 2023 |
| Transfer Doc | 081204-545 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MELROSE MA |
| Property Address | 10 WINDSOR ST, MELROSE, MA 02176-2010 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0083058-53 |
|---|---|
| Date | Jul 29, 2024 |
| Book Page | 83058/53 |
| Instrument | 83261 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MELROSE MA |
| Recording Date | Jan 30, 2023 |
| Property Address | 10 WINDSOR ST, MELROSE, MA 02176-2010 |
| Document Number | 081204-545 |
| Book / Page | 81204 / 545 |
| Instrument Date | Jan 23, 2023 |
| Instrument | 10252 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Venture |
| Address | 10 WINDSOR ST, MELROSE, MA 02176-2010 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MELROSE MA |
| Recording Date | Nov 7, 2022 |
| Property Address | 10 WINDSOR ST, MELROSE, MA 02176-2010 |
| Document Number | 080920-494 |
| Book / Page | 80920 / 494 |
| Instrument Date | Nov 4, 2022 |
| Instrument | 165227 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10 WINDSOR ST, MELROSE, MA 02176-2010 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MELROSE MA |
| Recording Date | Oct 20, 2021 |
| Property Address | 10 WINDSOR ST, MELROSE, MA 02176-2010 |
| Document Number | 78948-544 |
| Book / Page | 78948 / 544 |
| Instrument Date | Oct 19, 2021 |
| Instrument | 229748 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10 WINDSOR ST, MELROSE, MA 02176-2010 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MELROSE MA |
| Recording Date | Sep 24, 2018 |
| Property Address | 10 WINDSOR ST, MELROSE, MA 02176-2010 |
| Document Number | 71657-227 |
| Book / Page | 71657 / 227 |
| Instrument | 147249 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $61.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 716570230 |
|---|---|
| Date | Sep 24, 2018 |
| Instrument | 71657/0230 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 24, 2048 |
Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Melrose City |
| Unified School District | Melrose School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,736.00 (+12,1%) | $936,000 (+4.16%) Land $509,200 Building $426,800 | $1,270,875 (-2.62%) |
| 2025 | $88.00 (-98.99%) | $898,600 (+2.73%) Land $482,200 Building $416,400 | $1,305,110 |
| 2024 | $8,686.00 (+2.31%) | $874,700 (+7.35%) Land $468,700 Building $406,000 | |
| 2023 | $8,490.00 | $814,800 Land $454,300 Building $360,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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