10 Windcastle Pl, Saint Charles, MO 63304 Property Records

St. Charles County property record for 10 Windcastle Pl, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details1 bd · 2 ba · 1,536 sqft · built 1998
Lot Size0.889 acres (38,768 sqft)
OwnerIndividual Name on Record
Last Sale$549,000 (Jul 2006)
Tax Bill$5,966 (2025)
Flood ZoneZone X (minimal risk)
APNA973001334

Property Details

APN / Parcel Number

Primary APNA973001334
Alternative APN
  • 3-0132-7619-00-0010.0000000

Interior

Bedrooms1 Bed
Full Baths2 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area1,536 sqft Living Area
1st Floor Area1,536 sqft
Basement Area1,016 sqft
Finished Basement508 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Architectural StyleRanch
Exterior MaterialBrick
Lot Area38,768 sqft (0.889 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area381 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberA973001334
Old Parcel NumberA973001334
Street Address10 WINDCASTLE PL
CitySAINT CHARLES
StateMO
Zip63304-0456
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWINDCASTLE #1 LOT 10
Legal Range04E
Legal Township46N
Legal SubdivisionWIND CASTLE #1
Legal Lot Number10
JurisdictionST CHARLES MO
Township / Civil DivisionHARVESTER
Census Block Group1
Census Block1006
Census Tract311132

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address10 BROOKWOOD CT, SAINT CHARLES, MO 63301-4100
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 24, 2006 · Amount on Record
Deed SaleJul 24, 2006 · Amount on Record
Prior SaleOct 8, 1998
Deed Document Number0045371501
Deed Book / Page4537 / 1501
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,966.00$100,789 (+6.49%)$530,466 (+6.49%) Land $150,000 Building $380,466
2023$94,650
2022$498,159 Land $150,000 Building $348,159

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims26 (1979–2019)
Claims Outside the SFHA1 of 26
Most Recent ClaimJun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jan 2016 · 5 claims
  • Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 3 claims
  • Severe Storms & Flooding, Sep 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
DSL · Fiber in parts of the area
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Windcastle Pl

Nearby Streets

Search Property Records by Address or Parcel Number