10 Winchester Dr, Decatur, AL 35603 Property Records

Morgan County property record for 10 Winchester Dr, Decatur, AL 35603

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,849 sqft · built 2022
Lot Size	0.462 acres (20,103 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,487 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-03-07-0-000-002.051`

Property Details

APN / Parcel Number

Primary APN	`11-03-07-0-000-002.051`
Alternative APNs	`11112112` `204338`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,849 sqft Living Area
1st Floor Area	2,227 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	20,103 sqft (0.462 acres)
Lot Dimensions	150 ft deep x 96 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	11112112
Street Address	10 WINCHESTER DR
City	DECATUR
State	AL
Zip	35603-6139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	3W
Legal Township	6S
Legal Section	07
Legal Subdivision	HUNTINGTON PARK PHASE 1
Legal Lot Number	6
Jurisdiction	MORGAN AL
Township / Civil Division	SOMERVILLE
Census Block Group	4
Census Block	4021
Census Tract	5404

Owner

10 Winchester Dr is owned and occupied by two individuals.

Source: Morgan County records, as of June 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 WINCHESTER DR, DECATUR, AL 35603-6139
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage REDSTONE FCU
Aug 19, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage REDSTONE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	10 WINCHESTER DR, DECATUR, AL 35603-6139
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 WINCHESTER DR, DECATUR, AL 35603-6139

Mortgage

Document Number	MTG2026/10034
Date	Mar 11, 2026
Book Page	MTG 2026/10034

Lender

Name	REDSTONE FCU
Type	Credit Union
Address	HUNTSVILLE, AL 35893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2041

August 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Aug 19, 2022
Property Address	10 WINCHESTER DR, DECATUR, AL 35603-6139
Document Number	02022/9502
Book / Page	2022 / 9502
Map Reference	VOL 2021 PG 19
Instrument Date	Aug 19, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	336 JAMES RECORD RD SW, HUNTSVILLE, AL 35824-1514

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 WINCHESTER DRIVE, DECATUR, AL 35603-6139

Mortgage

Document Number	0202239986
Date	Aug 19, 2022
Instrument	2022/39986

Lender

Name	REDSTONE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 10 Winchester Dr was $1,487 with a homeowner's exemption.

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,487.00
2023	$1,445.00 (+286.36%) Homeowner's exemption	$40,080 (+300.8%) Land $8,200 Building $31,880	$400,800 (+701.6%) Land $82,000 Building $318,800
2022	$374.00	$10,000 Land $10,000	$50,000 Land $50,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10 Winchester Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Winchester Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NE MORGAN CO., WATER & SEWER AUTHORITY serves 26,352 people · EPA ID AL0001088
Water Source	Purchased surface water from DECATUR, MUNICIPAL UB OF
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
FlashFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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