10 Willowood Ln, Oldsmar, FL 34677 Property Records

Pinellas County property record for 10 Willowood Ln, Oldsmar, FL 34677

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,259 sqft · built 1992
Lot Size	0.769 acres (33,493 sqft)
Owner	2 Individual Names on File
Last Sale	$710,000 (May 2018)
Tax Bill	$10,760 (2025)
Deeds & Mortgages	Sep 2021 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`C62-000-758-2585-1`

Property Details

APN / Parcel Number

Primary APN	`C62-000-758-2585-1`
Alternative APNs	`04-28-16-20690-000-0320` `281604206900000320` `162804206900000320` `R32146`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	4,259 sqft Living Area
Gross Area	5,973 sqft
1st Floor Area	3,272 sqft
Upper Floors Area	987 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	33,493 sqft (0.769 acres)
Lot Dimensions	246 ft deep x 139 ft wide
Garage Type	Attached
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	778 sqft
Deck Area	240 sqft
Patio Area	240 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R32146
Street Address	10 WILLOWOOD LN
City	OLDSMAR
State	FL
Zip	34677-2058
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD251
Legal Description	DEERPATH UNIT ONE LOT 32
Legal Range	16E
Legal Township	28S
Legal Section	4
Legal Subdivision	DEERPATH UNIT ONE
Legal Tract	20690
Legal Lot Number	32
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	2
Census Block	2000
Census Tract	27325

Owner

10 Willowood Ln is owned and occupied by two individuals who bought it in May 2018.

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10 WILLOWOOD LN, OLDSMAR, FL 34677-2058
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 30, 2018	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2018 · Amount on File
Deed Sale	May 30, 2018 · Amount on File
Prior Sale	Oct 27, 1998 · Amount on File
Deed Document Number	2018170863
Deed Book / Page	20069 / 1253
Transfer Doc	9765001409
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	10 WILLOWOOD LN, OLDSMAR, FL 34677-2058
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0217042566
Date	Sep 7, 2021
Book Page	21704/2566
Instrument	2021292568

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 30, 2018
Property Address	10 WILLOWOOD LN, OLDSMAR, FL 34677-2058
Document Number	0200691253
Book / Page	20069 / 1253
Map Reference	MB 90 PG 64-69
Instrument Date	May 24, 2018
Instrument	2018170863
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	VANTAGE POINT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,970.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	501 MANDALAY AVE APT 510, 501, CLEARWATER BEACH, FL 33767-1709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 WILLOWWOOD LN, OLDSMAR, FL 34677-2058

Mortgage

Document Number	2018170864
Date	May 30, 2018
Instrument	2018170864

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 10 Willowood Ln was $10,760 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,760.00 Homeowner's exemption	$620,806	$1,044,757 Land $208,233 Building $836,524
2023	$10,039.00 (+2.59%) Homeowner's exemption	$585,738 (+3%)	$910,583 (+21.91%) Land $253,535 Building $657,048
2022	$9,786.00 Homeowner's exemption	$568,678	$746,935 Land $236,636 Building $510,299

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Willowood Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 267 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	267 in force
Nearby Flood Claims	22 (1979–2026)
Claims Outside the SFHA	14 of 22
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Irma, Sep 2017 · 3 claims Tropical Storm Debby, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Willowood Ln is moderate, ranking above 53% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Frontier, WOW Internet, Cable & Phone.

Cell Coverage

5G and 4G LTE (outdoors only)

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