10 Willow St, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 10 Willow St, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	2,056 sqft · built 1925
Lot Size	0.248 acres (10,803 sqft)
Owner	2 Individual Names on File
Last Sale	$510,000 (May 2013)
Tax Bill	$16,163 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`03-00164-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`03-00164-0000-00011`
Alternative APNs	`030016400011` `1108002`

Interior

Stories	2 Stories
Building Area	2,056 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Construction Type	Frame
Lot Area	10,803 sqft (0.248 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	1108002
Street Address	10 WILLOW ST
City	CRANFORD
State	NJ
Zip	07016-1855
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	EDWARD BEADLE SR PROP
Legal Block	164
Legal Lot Number	11
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	1
Census Block	1023
Census Tract	37100

Owner

10 Willow St is owned and occupied by two individuals who bought it in May 2013.

Source: Union County and Cranford Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 WILLOW ST, CRANFORD, NJ 07016-1855
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2013 · Amount on File
Deed Sale	May 13, 2013 · Amount on File
Prior Sale	Oct 1, 2004 · Amount on File
Deed Document Number	2013241042
Deed Book / Page	5952 / 251
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	10 WILLOW ST, CRANFORD, NJ 07016-1855
Document Number	0148412919
Instrument Date	Sep 29, 2020
Transaction Type	Mortgage
Record Updated	Feb 1, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 WILLOW ST CRANFORD NJ 070161855, CRANFORD, NJ 07016-1855

Mortgage

Document Number	0148412919
Date	Dec 18, 2020
Book Page	014841/002919
Instrument	706308

Lender

Name	TOWNE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10 Willow St was $16,163, up 6.9% from the year before.

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$223,000 (-) Land $116,900 Building $106,100	$223,000 (-) Land $116,900 Building $106,100
2025	$16,163.00 (+6.92%)	$223,000 Land $116,900 Building $106,100	$223,000 Land $116,900 Building $106,100
2024	$15,117.00
2023		$223,000 Land $116,900 Building $106,100	$223,000 Land $116,900 Building $106,100
2022	$14,744.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10 Willow St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 116 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	116 in force
Nearby Flood Claims	426 (1978–2021)
Claims Outside the SFHA	59 of 426
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 83 claims Hurricane Irene, Sep 2011 · 114 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 91 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Willow St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20