10 Willard Cir, Lexington, MA 02421 Property Records

Middlesex County and Lexington Town property record for 10 Willard Cir, Lexington, MA 02421

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 3,890 sqft · built 2017
Lot Size0.366 acres (15,937 sqft)
Owner2 Individual Names on File
Last Sale$2,235,000 (Jul 2019)
Tax Bill$32,117 (2026)
Deeds & MortgagesJan 2020 Refinance
Jul 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNLEXI M:0034 L:00036E

Property Details

APN / Parcel Number

Primary APNLEXI M:0034 L:00036E

Interior

Bedrooms5 Beds
Full Baths5 Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area3,890 sqft Living Area
Gross Area8,256 sqft
1st Floor Area1,724 sqft
AtticAttic
Attic Area1,280 sqft
Basement Area1,824 sqft
Unfinished Basement725 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleContemporary
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,937 sqft (0.366 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address10 WILLARD CIR
CityLEXINGTON
StateMA
Zip02421-1501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal Lot Number36E
JurisdictionLEXINGTON MA
Township / Civil DivisionLEXINGTON
Census Block Group2
Census Block2014
Census Tract358300

Owner

10 Willard Cir is owned and occupied by two individuals who bought it in July 2019.

Source: Middlesex County and Lexington Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address10 WILLARD CIR, LEXINGTON, MA 02421-1501
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
NEEDHAM BANK
Jul 12, 2019Quit Claim Deed, Transfer · Stand-Alone First Mortgage
NEEDHAM BANK
Jun 15, 2018Quit Claim Deed, Transfer
Quitclaim
Jul 28, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 12, 2019 · Amount on File
Deed SaleJul 12, 2019 · Amount on File
Prior SaleJun 15, 2018 · Amount on File
Deed Book / Page72918 / 39
Prior Transfer DateJun 29, 2019
Prior Transfer Doc0072918-39
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEXINGTON MA
Property Address10 WILLARD CIR, LEXINGTON, MA 02421-1501
Transaction TypeMortgage
Record UpdatedMay 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number074024-425
DateJan 22, 2020
Book Page74024/425
Instrument10377
Lender
NameNEEDHAM BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueFeb 1, 2050

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLEXINGTON MA
Recording DateJul 12, 2019
Property Address10 WILLARD CIR, LEXINGTON, MA 02421-1501
Document Number0072918-39
Book / Page72918 / 39
Instrument DateJun 29, 2019
Instrument99295
Transaction TypeTransfer
Record UpdatedMay 30, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 WILLARD CIR, LEXINGTON, MA 02421-1501

Mortgage

Document Number0000099296
DateJul 12, 2019
Instrument99296
Lender
NameNEEDHAM BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Type Change DateAug 1, 2024

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLEXINGTON MA
Recording DateJun 15, 2018
Property Address10 WILLARD CIR, LEXINGTON, MA 02421-1501
Document Number71162-24
Book / Page071162 / 000024
Instrument DateJun 12, 2018
Instrument86312
Transaction TypeTransfer
Record UpdatedJul 3, 2018

Transaction

AmountAmount on Record
Tax$10,009.20
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10 WILLARD CIR LEXINGTON MA 024211501, LEXINGTON, MA 02421-1501

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLEXINGTON MA
Recording DateJul 28, 2017
Property Address10 WILLARD CIR, LEXINGTON, MA 02421-1501
Document Number69681-552
Book / Page069681 / 000552
Instrument DateJul 27, 2017
Instrument119382
Transaction TypeTransfer
Record UpdatedAug 15, 2017

Transaction

AmountAmount on Record
Tax$8,892.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address121 MARRETT RD LEXINGTON MA 024217012, LEXINGTON, MA 02421-7012

Tax Assessment & Valuation

The 2026 property tax bill for 10 Willard Cir was $32,117, up 5% from the year before.

Source: Middlesex County and Lexington Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionLexington Town
Unified School DistrictLexington School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$32,117.00 (+5%)$2,609,000 (+4.32%) Land $941,000 Building $1,668,000$2,697,809 (-3.77%)
2025$30,587.00 (+3.22%)$2,501,000 (+3.39%) Land $896,000 Building $1,605,000$2,803,450 (+4.39%)
2024$29,633.00 (+6.62%)$2,419,000 (+13.14%) Land $853,000 Building $1,566,000$2,685,650
2023$27,794.00$2,138,000 Land $776,000 Building $1,362,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Willard Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1981)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Willard Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEXINGTON WATER DEPT. (MWRA)
serves 34,074 people · EPA ID MA3155000
Water SourcePurchased surface water from MWRA
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20

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