Essex County and Saugus Town property record for 10 Whittier Ave, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,019 sqft · built 1966 |
| Lot Size | 0.459 acres (19,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $560,000 (Oct 2019) |
| Tax Bill | $8,096 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage Oct 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:007-C B:0005 L:0016 |
| Primary APN | SAUG M:007-C B:0005 L:0016 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,019 sqft Living Area |
| Gross Area | 5,138 sqft |
| 1st Floor Area | 2,049 sqft |
| Basement Area | 1,931 sqft |
| Unfinished Basement | 927 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,998 sqft (0.459 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 9533004 |
|---|---|
| Street Address | 10 WHITTIER AVE |
| City | SAUGUS |
| State | MA |
| Zip | 01906-4137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Block | 5 |
| Legal Lot Number | 16 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 208402 |
10 Whittier Ave is owned and occupied by two individuals who bought it in October 2019.
Source: Essex County and Saugus Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 WHITTIER AVE, SAUGUS, MA 01906-4137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EVERETT CO-OP BK |
| Oct 4, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage RADIUS FIN'L |
| Oct 4, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2019 · Amount on File |
| Deed Sale | Oct 4, 2019 · Amount on File |
| Prior Sale | Mar 14, 2007 |
| Deed Document Number | 2019606112 |
| Prior Transfer Date | Sep 16, 2019 |
| Prior Transfer Doc | 606111 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 10 WHITTIER AVE, SAUGUS, MA 01906-4137 |
| Document Number | 0000614841 |
| Instrument Date | Jul 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 10 WHITTIER AVE SAUGUS MA 019064137, SAUGUS, MA 01906-4137 |
| Document Number | 0000614841 |
|---|---|
| Date | Aug 5, 2020 |
| Instrument | 614841 |
| Name | EVERETT CO-OP BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 4, 2045 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Oct 4, 2019 |
| Property Address | 10 WHITTIER AVE, SAUGUS, MA 01906-4137 |
| Document Number | 0000606112 |
| Instrument Date | Oct 1, 2019 |
| Instrument | 606112 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,553.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 WHITTIER AVE SAUGUS MA 019064137, SAUGUS, MA 01906-4137 |
| Document Number | 606113 |
|---|---|
| Date | Oct 4, 2019 |
| Instrument | 606113 |
| Name | RADIUS FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 3, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Oct 4, 2019 |
| Property Address | 10 WHITTIER AVE, SAUGUS, MA 01906-4137 |
| Document Number | 0000606111 |
| Instrument Date | Sep 16, 2019 |
| Instrument | 606111 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10 WHITTIER AVE SAUGUS MA 019064137, SAUGUS, MA 01906-4137 |
The 2026 property tax bill for 10 Whittier Ave was $8,096, up 4.2% from the year before.
Source: Essex County and Saugus Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,096.00 (+4.25%) | $777,000 (+6.85%) Land $405,000 Building $372,000 | $906,519 (+9.77%) |
| 2025 | $7,766.00 (+2.75%) | $727,200 (+2.47%) Land $370,000 Building $357,200 | $825,835 |
| 2024 | $7,558.00 (+4.97%) | $709,700 (+10.99%) Land $360,000 Building $349,700 | |
| 2023 | $7,200.00 | $639,400 Land $315,000 Building $324,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Whittier Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10 Whittier Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Netafy Fixed Wireless | 476 / 106 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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