10 White St, Wilbraham, MA 01095 Property Records

Hampden County and Wilbraham Town property record for 10 White St, Wilbraham, MA 01095

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,178 sqft · built 1946
Lot Size0.287 acres (12,500 sqft)
OwnerIndividual Name on File
Last Sale$375,000 (Apr 2025)
Tax Bill$6,205 (2026)
Deeds & MortgagesApr 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNMAP 72

Property Details

APN / Parcel Number

Primary APNMAP 72
Alternative APN
  • WILB M:12200 B:12 L:5611

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,178 sqft Living Area
Gross Area5,085 sqft
1st Floor Area1,155 sqft
Basement Area1,106 sqft
Unfinished Basement1,106 sqft

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,500 sqft (0.287 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account NumberMAP 72
Street Address10 WHITE ST
CityWILBRAHAM
StateMA
Zip01095-1132
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal Block12
Legal Lot Number5611
JurisdictionWILBRAHAM MA
Township / Civil DivisionWILBRAHAM
Census Block Group1
Census Block1019
Census Tract813601

Owner

10 White St is owned and occupied by an individual who bought it in April 2025.

Source: Hampden County and Wilbraham Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address10 WHITE ST, WILBRAHAM, MA 01095-1132
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 9, 2025 · Amount on File
Deed SaleApr 9, 2025 · Amount on File
Deed Book / Page25821 / 413
Record UpdatedOct 29, 2026

April 2025: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionWILBRAHAM MA
Recording DateApr 9, 2025
Property Address10 WHITE ST, WILBRAHAM, MA 01095-1132
Document Number025821-413
Book / Page25821 / 413
Instrument DateApr 9, 2025
Instrument15477
Transaction TypeTransfer
Record UpdatedMar 13, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 WHITE ST, WILBRAHAM, MA 01095-1132

Mortgage

Document Number0000015478
DateApr 9, 2025
Instrument15478
Lender
NameBANKESB
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateMay 1, 2032
Max Rate At Change2.75%
IndexOther

Tax Assessment & Valuation

The 2026 property tax bill for 10 White St was $6,205, up 4.8% from the year before.

Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
County SubdivisionWilbraham Town
Unified School DistrictHampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,205.00 (+4.85%)$355,600 (+7.43%) Land $64,000 Building $291,600$388,839 (+9.47%)
2025$5,918.00 (+11.03%)$331,000 (+14.89%) Land $64,000 Building $267,000$355,205 (-2.83%)
2024$5,330.00 (+6.07%)$288,100 (+7.22%) Land $64,000 Building $224,100$365,560
2023$5,025.00$268,700 Land $64,000 Building $204,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 White St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 White St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWILBRAHAM WATER DEPT (MWRA)
serves 8,533 people · EPA ID MA1339000
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2025
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Oct 2018
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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