10 White St, Cohoes, NY 12047 Property Records

Albany County and Cohoes City property record for 10 White St, Cohoes, NY 12047

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 2,276 sqft · built 1900
Lot Size	0.057 acres (2,500 sqft)
Owner	Company Name on Record
Last Sale	$200,000 (Mar 2026)
Tax Bill	$2,729 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010300 10.67-2-8`

Property Details

APN / Parcel Number

Primary APN	`010300 10.67-2-8`
Alternative APNs	`030001006700020080000000` `01006700020080000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,276 sqft Total Area
1st Floor Area	1,153 sqft
2nd Floor Area	1,123 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Brick
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01006700020080000000
Street Address	10 WHITE ST
City	COHOES
State	NY
Zip	12047-3018
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	05 - COMME
Legal Block	2
Legal Lot Number	8.000
Jurisdiction	ALBANY NY
Township / Civil Division	COHOES
Census Block Group	4
Census Block	4007
Census Tract	12800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Downtown Cohoes Historic District listed 1984 · 149 contributing resources · NRIS 84002060

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Albany County and Cohoes City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1467 BAKER AVE, SCHENECTADY, NY 12309-5222
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage AMERISTAR FINANCIAL CORP
Mar 22, 2017	Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2026 · Amount on Record
Deed Sale	Mar 3, 2026 · Amount on Record
Prior Sale	Mar 22, 2017 · Amount on Record
Deed Document Number	20264284
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	10 WHITE ST, COHOES, NY 12047-3018
Transaction Type	Mortgage
Record Updated	Apr 14, 2026
Title Company	LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1467 BAKER AVE, NISKAYUNA, NY 12309-5222

Mortgage

Document Number	0000000285
Date	Mar 3, 2026
Instrument	R2026-4285

Lender

Name	AMERISTAR FINANCIAL CORP
Type	Funding / Finance Company
Address	DOVER, DE 19901

Agreement

Amount	Amount Recorded

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBANY NY
Recording Date	Mar 22, 2017
Property Address	10 WHITE ST, COHOES, NY 12047-3018
Document Number	0000006990
Instrument Date	Mar 9, 2017
Instrument	R2017-06990
Transaction Type	Transfer
Record Updated	Apr 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$446.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 45, VOORHEESVILLE, NY 12186-0045

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2318 HARMONY MILL LOFTS, COHOES, NY 12047-1462

Mortgage

Document Number	0000006991
Date	Mar 22, 2017
Instrument	R2017-06991

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Albany County and Cohoes City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Cohoes City
Unified School District	Cohoes City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,729.00 (-12.62%)
2025	$3,123.00 (+2.09%)	$48,500 (-) Land $6,200 Building $42,300	$143,704 (+18.52%) Land $18,370 Building $125,334
2023		$48,500 (-) Land $6,200 Building $42,300	$121,250 (+5.48%) Land $15,500 Building $105,750
2022		$48,500 Land $6,200 Building $42,300	$114,956 Land $14,695 Building $100,261
2021	$3,059.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COHOES CITY serves 18,447 people · EPA ID NY0100192
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Apr 2026 Turbidity resolved · Jan 2025
Treatment and Procedure	No certified operator currently in violation since Apr 2026
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: Verizon.

Nearby Properties on White St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures