Ramsey County property record for 10 White Pine Rd, No Oaks, MN 55127
| Property Type | Townhouse |
|---|---|
| Details | 4 bd · 3.5 ba · 2,558 sqft · built 2006 |
| Lot Size | 0.258 acres (11,220 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $126,000 (Jul 2002) |
| Tax Bill | $14,374 (2025) |
| Deeds & Mortgages | Mar 2020 Line of Credit Nov 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-30-22-24-0043 |
| Primary APN | 16-30-22-24-0043 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,558 sqft Living Area |
| 1st Floor Area | 2,558 sqft |
| Basement Area | 2,252 sqft |
| Family Room | Family Room |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 11,220 sqft (0.258 acres) |
| Lot Dimensions | 132 ft deep x 94 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 870 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Water Source | Well |
| Account Number | 546763 |
|---|---|
| Street Address | 10 WHITE PINE RD |
| City | SAINT PAUL |
| State | MN |
| Zip | 55127-6474 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | REGISTERED LAND SURVEY 571 TRACT PP |
| Legal Range | 22 |
| Legal Township | 30 |
| Legal Section | 16 |
| Legal Subdivision | REGISTERED LAND SURVEY 571 |
| Legal Tract | PP |
| Legal Lot Number | PP |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | NORTH OAKS |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 40601 |
10 White Pine Rd, a townhouse, is owned and occupied by two individuals who bought it in July 2002.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 WHITE PINE RD, SAINT PAUL, MN 55127-6474 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 12, 2020 | Deed of Trust, Mortgage · Line of Credit LAKE ELMO BK |
| Nov 13, 2017 | Deed of Trust, Mortgage · Line of Credit LAKE ELMO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2002 · Amount on File |
| Deed Sale | Jul 8, 2002 · Amount on File |
| Deed Document Number | 2002302274 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 10 WHITE PINE RD, NORTH OAKS, MN 55127-6474 |
| Document Number | 0002662065 |
| Instrument Date | Mar 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5305 PROVENCE LN SARASOTA FL 342333532, SARASOTA, FL 34233-3532 |
| Document Number | 0002662065 |
|---|---|
| Date | Mar 24, 2020 |
| Instrument | 2662065 |
| Name | LAKE ELMO BK |
|---|---|
| Type | Bank |
| Address | LAKE ELMO, MN 55042-0857 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Mar 23, 2025 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 10 WHITE PINE RD, NORTH OAKS, MN 55127-6474 |
| Document Number | 0002603004 |
| Instrument Date | Nov 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10 WHITE PINE RD NORTH OAKS MN 551276474, NORTH OAKS, MN 55127-6474 |
| Document Number | 0002603004 |
|---|---|
| Date | Dec 4, 2017 |
| Instrument | 2603004 |
| Name | LAKE ELMO BK |
|---|---|
| Type | Bank |
| Address | LAKE ELMO, MN 55042-0857 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 3, 2027 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 10 White Pine Rd was $14,374.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | North Oaks City |
| Unified School District | White Bear Lake School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,147,300 Land $199,600 Building $947,700 | $1,147,300 Land $199,600 Building $947,700 | |
| 2025 | $14,374.00 | ||
| 2023 | $12,602.00 | $965,500 Land $124,800 Building $840,700 | $965,500 Land $124,800 Building $840,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 White Pine Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10 White Pine Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | White Bear Township serves 11,699 people · EPA ID MN1620025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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