Buncombe County property record for 10 White Pine Cir, Fletcher, NC 28732 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1986 |
| Square Footage | 2,030 sqft Living Area |
| Lot Size | 49,223 sqft (1.13 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $235,000 (2019) |
| Tax Bill | $2,432.00 (2025) |
| Primary APN | 9664-61-1500-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,030 sqft Living Area |
| 1st Floor | 2,030 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1986 |
|---|---|
| Architectural Style | Ranch Style |
| Exterior Material | Wood Exterior |
| Foundation Type | Pier/Post & Beam Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 49,223 sqft (1.13 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 437 sqft Garage |
| Deck Area | 400 sqft Deck |
|---|---|
| Patio Area | 400 sqft Patio |
| Porch | Open Porch |
| Porch Area | 131 sqft Porch |
| Topography | Rolling Topography |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Old Parcel Number | 966419610444000 |
|---|---|
| Street Address | 10 WHITE PINE CIR |
| City | FLETCHER |
| State | NC |
| Zip | 28732-9462 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DEED DATE: 2023-06-29 DEED: 6331-578 SUBDIV: WHITE PINE CIRCLE BLOCK: LOT: 17 SECTION: PLAT: 0044-0186 |
| Legal Subdivision | WHITE PINE CIRCLE |
| Legal Lot Number | 17 |
| Jurisdiction | BUNCOMBE NC |
| Minor Civil Division | LIMESTONE |
| Census Blockgroup | 4 |
| Census Block | 4014 |
| Census Tract | 3202 |
Source: Buncombe County records · APN 9664-61-1500-00000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 10 WHITE PINE CIR, FLETCHER, NC 28732-9462 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company, Secondary Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust |
| Date | Document |
|---|---|
| Jun 29, 2023 | Intrafamily Transfer, Transfer |
| Apr 07, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage BROKER SOLUTIONS INC |
| Jul 24, 2019 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) CARDINAL FIN'L |
| Jul 22, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| May 16, 2019 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) STATE EMPLOYEES CU |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Jul 24, 2019 · Amount on Record |
| Deed Sale | Jul 24, 2019 · Amount on Record |
| Prior Sale | Jul 22, 2019 · Amount on Record |
| Deed Doc Number | 0057930001 |
| Deed Book / Page | 005793 / 000001 |
| Last Transfer Date | Jun 29, 2023 |
| Transfer Doc | 0063310578 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Jun 29, 2023 |
| Property Address | 10 WHITE PINE CIR, FLETCHER, NC 28732-9462 |
| Document Number | 0063310578 |
| Book / Page | 6331 / 578 |
| Map Reference | MB 44 PG 186 |
| Instrument Date | Jun 29, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 10 WHITE PINE CIR, FLETCHER, NC 28732-9462 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 10 WHITE PINE CIR, FLETCHER, NC 28732-9462 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2021 |
| Title Company | VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0060461815 |
|---|---|
| Date | Apr 07, 2021 |
| Book Page | 6046/1815 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Jul 24, 2019 |
| Property Address | 10 WHITE PINE CIR, FLETCHER, NC 28732-9462 |
| Document Number | 0057930001 |
| Book / Page | 005793 / 000001 |
| Instrument Date | Jul 23, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $470.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 571 JOHNSTON SCHOOL RD ASHEVILLE NC 288069652, ASHEVILLE, NC 28806-9652 |
| Document Number | 57930004 |
|---|---|
| Date | Jul 24, 2019 |
| Book Page | 005793/000004 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 23, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Jul 22, 2019 |
| Property Address | 10 WHITE PINE CIR, FLETCHER, NC 28732-9462 |
| Document Number | 0057920184 |
| Book / Page | 005792 / 000184 |
| Instrument Date | Jul 22, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $656.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 201 W SWIFT CREEK RD FLETCHER NC 287325512, FLETCHER, NC 28732-5512 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | May 16, 2019 |
| Property Address | 10 WHITE PINE CIR, FLETCHER, NC 28732-9462 |
| Document Number | 0057701899 |
| Book / Page | 5770 / 1899 |
| Map Reference | MB 44 PG 186 |
| Instrument Date | May 15, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $710.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 697 LAFAYETTE PARK DR, 697, LITTLE RIVER, SC 29566-7762 |
| Name | Verified Name |
|---|---|
| Address | 10 WHITE PINE CIR, FLETCHER, NC 28732-9462 |
| Document Number | 57701902 |
|---|---|
| Date | May 16, 2019 |
| Instrument | 5770/1902 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
Source: Buncombe County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,432.00 (+8.19%) | $377,300 (-) | |
| 2023 | $2,248.00 (+1.72%) | $377,300 (-) | $377,300 (-) Land $50,200 Building $327,100 |
| 2022 | $2,210.00 | $377,300 | $377,300 (-) Land $50,200 Building $327,100 |
| 2021 | $377,300 Land $50,200 Building $327,100 |
Source: FEMA National Flood Hazard Layer, Buncombe County (37021C), updated April 9, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,515 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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