Suffolk County and Southampton Town property record for 10 Whispering Fields Ct, Water Mill, NY 11976
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5,138 sqft · built 2010 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,755,000 (Jul 2010) |
| Tax Bill | $12,657 (2020) |
| Deeds & Mortgages | Jul 2020 Mortgage Feb 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0900-080.00-02.00-009.017 |
| Primary APN | 0900-080.00-02.00-009.017 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Building Area | 5,138 sqft Living Area |
| 1st Floor Area | 5,138 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Mobile Home |
| Lot Area | 40,075 sqft (0.92 acres) |
| Pool Area | 800 sqft |
| Patio Area | 330 sqft |
| Heating System | HVAC |
|---|
| Street Address | 10 WHISPERING FIELDS CT |
|---|---|
| City | WATER MILL |
| State | NY |
| Zip | 11976-2040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR80 |
| Legal Description | 98 APPORTIONMENT #9816 IORATEFILEMAP00 INCL 80-2THRU 9.2280-2-9.22 & 65-2 |
| Legal Subdivision | WHISPERING FLDS @ WM |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SOUTHAMPTON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 190713 |
Source: Suffolk County and Southampton Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 38 WARREN ST, 2B, NEW YORK, NY 10007-1089 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 24, 2020 | Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA |
| Feb 28, 2020 | Loan Modification, Consolidation and Extension, Mortgage WELLS FARGO BK |
| Apr 12, 2018 | Deed of Trust, Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2010 · Amount on Record |
| Deed Sale | Jul 2, 2010 · Amount on Record |
| Prior Sale | Jul 7, 2004 · Amount on Record |
| Deed Book / Page | 12629 / 713 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 10 WHISPERING FIELDS CT, WATER MILL, NY 11976-2040 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0231550765 |
|---|---|
| Date | Jul 24, 2020 |
| Book Page | 23155/765 |
| Instrument | DL016902 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.38% |
| Type Change Date | Mar 1, 2027 |
| Index | LIBOR |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 10 WHISPERING FIELDS CT, WATER MILL, NY 11976-2040 |
| Document Number | 0231550766 |
| Instrument Date | Feb 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 38 WARREN ST #2B NEW YORK NY 100071089, 2B, NEW YORK, NY 10007-1089 |
| Document Number | 0231550766 |
|---|---|
| Date | Jul 24, 2020 |
| Book Page | 023155/000766 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | 101 N PHILLIPS AVE, SIOUX FALLS, SD 57104-6738 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 23, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 10 WHISPERING FIELDS CT, WATER MILL, NY 11976-2040 |
| Document Number | 0229230361 |
| Instrument Date | Apr 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 38 WARREN ST #2B NEW YORK NY 100071089, 2B, NEW YORK, NY 10007-1089 |
| Document Number | 0229230361 |
|---|---|
| Date | May 7, 2018 |
| Book Page | 022923/000361 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | 101 N PHILLIPS AVE, SIOUX FALLS, SD 57104-6738 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 6, 2048 |
Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Southampton Town |
| Unified School District | Southampton Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,256,900 (+6.24%) Land $1,473,600 Building $1,783,300 | ||
| 2024 | $5,169,683 (+17.2%) Land $2,339,048 Building $2,830,635 | ||
| 2023 | $3,065,700 (-) Land $1,473,600 Building $1,592,100 | $4,411,079 (+13.67%) Land $2,120,288 Building $2,290,791 | |
| 2022 | $3,065,700 Land $1,473,600 Building $1,592,100 | $3,880,632 Land $1,865,316 Building $2,015,316 | |
| 2020 | $12,657.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 34 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 34 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 97.9% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
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