Suffolk County and Southampton Town property record for 10 Whispering Fields Ct, Water Mill, NY 11976
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5,138 sqft · built 2010 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | Company Name on File |
| Last Sale | $2,755,000 (Jul 2010) |
| Tax Bill | $12,657 (2020) |
| Deeds & Mortgages | Jul 2020 Mortgage Feb 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0900-080.00-02.00-009.017 |
| Primary APN | 0900-080.00-02.00-009.017 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Building Area | 5,138 sqft Living Area |
| 1st Floor Area | 5,138 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Mobile Home |
| Lot Area | 40,075 sqft (0.92 acres) |
| Pool Area | 800 sqft |
| Patio Area | 330 sqft |
| Heating System | HVAC |
|---|
| Street Address | 10 WHISPERING FIELDS CT |
|---|---|
| City | WATER MILL |
| State | NY |
| Zip | 11976-2040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR80 |
| Legal Description | 98 APPORTIONMENT #9816 IORATEFILEMAP00 INCL 80-2THRU 9.2280-2-9.22 & 65-2 |
| Legal Subdivision | WHISPERING FLDS @ WM |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SOUTHAMPTON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 190713 |
10 Whispering Fields Ct is owned by a company that bought it in July 2010.
Source: Suffolk County and Southampton Town records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 38 WARREN ST, 2B, NEW YORK, NY 10007-1089 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 24, 2020 | Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA |
| Feb 28, 2020 | Loan Modification, Consolidation and Extension, Mortgage WELLS FARGO BK |
| Apr 12, 2018 | Deed of Trust, Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2010 · Amount on File |
| Deed Sale | Jul 2, 2010 · Amount on File |
| Prior Sale | Jul 7, 2004 · Amount on File |
| Deed Book / Page | 12629 / 713 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 10 WHISPERING FIELDS CT, WATER MILL, NY 11976-2040 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0231550765 |
|---|---|
| Date | Jul 24, 2020 |
| Book Page | 23155/765 |
| Instrument | DL016902 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.38% |
| Type Change Date | Mar 1, 2027 |
| Index | LIBOR |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 10 WHISPERING FIELDS CT, WATER MILL, NY 11976-2040 |
| Document Number | 0231550766 |
| Instrument Date | Feb 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 38 WARREN ST #2B NEW YORK NY 100071089, 2B, NEW YORK, NY 10007-1089 |
| Document Number | 0231550766 |
|---|---|
| Date | Jul 24, 2020 |
| Book Page | 023155/000766 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | 101 N PHILLIPS AVE, SIOUX FALLS, SD 57104-6738 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 23, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 10 WHISPERING FIELDS CT, WATER MILL, NY 11976-2040 |
| Document Number | 0229230361 |
| Instrument Date | Apr 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 38 WARREN ST #2B NEW YORK NY 100071089, 2B, NEW YORK, NY 10007-1089 |
| Document Number | 0229230361 |
|---|---|
| Date | May 7, 2018 |
| Book Page | 022923/000361 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | 101 N PHILLIPS AVE, SIOUX FALLS, SD 57104-6738 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 6, 2048 |
Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Southampton Town |
| Unified School District | Southampton Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,256,900 Land $1,473,600 Building $1,783,300 | ||
| 2024 | $5,169,683 (+17.2%) Land $2,339,048 Building $2,830,635 | ||
| 2023 | $3,065,700 (-) Land $1,473,600 Building $1,592,100 | $4,411,079 (+13.67%) Land $2,120,288 Building $2,290,791 | |
| 2022 | $3,065,700 Land $1,473,600 Building $1,592,100 | $3,880,632 Land $1,865,316 Building $2,015,316 | |
| 2020 | $12,657.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Whispering Fields Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 34 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Whispering Fields Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 97.9% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
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