10 Whippoorwill Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 10 Whippoorwill Ln, Murphy, NC 28906 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,091 sqft · built 1983
Lot Size	0.72 acres (31,363 sqft)
Owner	2 Individual Names on File
Last Sale	$286,000 (Jun 2026)
Tax Bill	$938 (2025)
Deeds & Mortgages	Mar 2007 Mortgage Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`454004531679000`

Property Details

APN / Parcel Number

Primary APN	`454004531679000`
Alternative APN	`48556`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,091 sqft Heated Area
Gross Area	1,592 sqft
1st Floor Area	1,091 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1998
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	31,363 sqft (0.72 acres)
Lot Dimensions	204 ft deep x 147 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	261 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	48556
Street Address	10 WHIPPOORWILL LN
City	MURPHY
State	NC
Zip	28906-4232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 CEDAR CREST 1500/509
Legal Subdivision	CEDAR CREST SUB
Legal Lot Number	10
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1003
Census Tract	930606

Owner

Source: Cherokee County records · APN 454004531679000

Assessment roll updated October 10, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10 WHIPPOORWILL LN, MURPHY, NC 28906-4232
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 09, 2007	Deed of Trust, Mortgage FIRST CITIZENS BANK & TRUST CO
Jun 17, 2026	Warranty Deed, Transfer · Conventional Mortgage NATIONAL HOME MORTGAGE CORPORATION
Oct 03, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 17, 2026 · Amount on Record
Deed Sale	Jun 17, 2026 · Amount on Record
Prior Sale	Oct 03, 2018 · Amount on Record
Deed Document Number	20262993
Deed Book / Page	1803 / 1046
Prior Transfer Date	Sep 18, 2014
Prior Transfer Doc	1500/0509
Record Updated	Sep 20, 2026

March 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	10 WHIPPOORWILL LN, MURPHY, NC 28906-4232
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01275/0842
Date	Mar 09, 2007
Book Page	1275/0842
Instrument	2007-0001885

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Amount	Amount Recorded

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jun 17, 2026
Property Address	10 WHIPPOORWILL LN, MURPHY, NC 28906-4232
Document Number	0000002993
Book / Page	1803 / 1046
Instrument Date	Jun 16, 2026
Instrument	20262993
Transaction Type	Transfer
Record Updated	Jun 26, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$57,772.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 WHIPPOORWILL LN, MURPHY, NC 28906-4232

Mortgage

Document Number	0000002994,
Date	Jun 17, 2026
Instrument	20262994

Lender

Name	NATIONAL HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 03, 2018
Property Address	10 WHIPPOORWILL LN, MURPHY, NC 28906-4232
Document Number	01597/0233
Book / Page	01597 / 0233
Map Reference	CAB B SL 79
Instrument Date	Sep 25, 2018
Instrument	04745
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	202 SILVER LAKE DR # DR201, 202, VENICE, FL 34292-4542

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 WHIPPOORWILL LN, MURPHY, NC 28906-4232

Mortgage

Document Number	04746
Date	Oct 03, 2018
Instrument	04746

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2048

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$938.00	$121,940 (-)	$121,940 (-) Land $20,000 Building $101,940
2023		$121,940	$121,940 Land $20,000 Building $101,940

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399306061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 76% of North Carolina
Wildfire Likelihood	About 1 in 649 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 48 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Blue Ridge Mountain Electric Membership	Fiber	1,000 / 1,000
CND Acquisition	Cable	500 / 30
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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