Loudoun County property record for 10 Whaley Ct, Sterling, VA 20165
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,124 sqft · built 1988 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $479,500 (Oct 2018) |
| Tax Bill | $5,246 (2026) |
| Deeds & Mortgages | Apr 2026 Sale Oct 2021 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027-26-6126-000 |
| Primary APN | 027-26-6126-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,124 sqft Living Area |
| 1st Floor Area | 1,486 sqft |
| Basement Area | 638 sqft |
| Finished Basement | 638 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Split Level |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Built-in |
| Garage Area | 440 sqft |
| Porch | Porch |
| Porch Area | 263 sqft |
| Patio Area | 88 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 10 WHALEY CT |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20165-5791 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDH3 |
| Legal Description | COUNTRYSIDE SEC.4D LOT 152A 200508030086147 |
| Legal Subdivision | COUNTRYSIDE |
| Legal Block | 1 |
| Legal Lot Number | 152A |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ALGONKIAN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 611101 |
Source: Loudoun County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 10 WHALEY CT, STERLING, VA 20165-5791 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Apr 24, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 4, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FINANCE OF AMERICA MORTGAGE LLC |
| Apr 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CAPITAL BANK NA |
| Oct 4, 2021 | Intrafamily Transfer, Transfer · Stand-Alone Refinance FINANCE OF AMERICA MORTGAGE LLC |
| Mar 24, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Oct 26, 2018 | Warranty Deed, Transfer · Conventional with PMI HOWARD BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2018 · Amount on Record |
| Deed Sale | Oct 26, 2018 · Amount on Record |
| Prior Sale | Jan 2, 2013 · Amount on Record |
| Deed Document Number | 201862408 |
| Last Transfer Date | Sep 13, 2021 |
| Transfer Doc | 0000102507 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Apr 24, 2026 |
| Property Address | 10 WHALEY CT, STERLING, VA 20165-5791 |
| Document Number | 0000021033 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 202621033 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 10 WHALEY CT, STERLING, VA 20165-5791 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 10 WHALEY CT, STERLING, VA 20165-5791 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000102508 |
|---|---|
| Date | Oct 4, 2021 |
| Instrument | 202110040102508 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 10 WHALEY CT, STERLING, VA 20165-5791 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000050568 |
|---|---|
| Date | Apr 30, 2021 |
| Instrument | 202104300050568 |
| Name | CAPITAL BANK NA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.88% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Oct 4, 2021 |
| Property Address | 10 WHALEY CT, STERLING, VA 20165-5791 |
| Document Number | 202110040102507 |
| Instrument Date | Sep 13, 2021 |
| Instrument | 202110040102507 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 WHALEY CT, STERLING, VA 20165-5791 |
| Document Number | 0000102508 |
|---|---|
| Date | Oct 4, 2021 |
| Instrument | 202110040102508 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Mar 24, 2020 |
| Property Address | 10 WHALEY CT, STERLING, VA 20165-5791 |
| Document Number | 20200324020217 |
| Instrument Date | Feb 14, 2020 |
| Instrument | 20217 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 WHALEY CT STERLING VA 201655791, STERLING, VA 20165-5791 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Oct 26, 2018 |
| Property Address | 10 WHALEY CT, STERLING, VA 20165-5791 |
| Document Number | 20181026062408 |
| Instrument Date | Oct 24, 2018 |
| Instrument | 62408 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $480.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 WHALEY CT STERLING VA 201655791, STERLING, VA 20165-5791 |
| Document Number | 20181026062409 |
|---|---|
| Date | Oct 26, 2018 |
| Instrument | 62409 |
| Name | HOWARD BK |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,246.00 (-1.17%) | $651,680 (-1.17%) Land $236,700 Building $414,980 | $651,680 (-1.17%) Land $236,700 Building $414,980 |
| 2025 | $5,308.00 (+7.04%) | $659,410 (+16.35%) Land $236,700 Building $422,710 | $659,410 (+16.35%) Land $236,700 Building $422,710 |
| 2023 | $4,959.00 | $566,750 Land $216,700 Building $350,050 | $566,750 Land $216,700 Building $350,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 46 (1984–2018) |
| Claims Outside the SFHA | 8 of 46 |
| Most Recent Claim | Dec 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures