10 Westward Ln, Saco, ME 04072 Property Records

York County and Saco City property record for 10 Westward Ln, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,732 sqft · built 1947
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$268,800 (Jul 2012)
Tax Bill	$4,810 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`Z0416R`

Property Details

APN / Parcel Number

Primary APN	`Z0416R`
Alternative APNs	`SACO M:039 L:163 U:000-000` `M:039 L:163 U:000=000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,732 sqft Living Area
Gross Area	3,265 sqft
1st Floor Area	1,133 sqft
Attic	Attic
Attic Area	322 sqft
Basement Area	799 sqft
Unfinished Basement	799 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	Z0416R
Street Address	10 WESTWARD LN
City	SACO
State	ME
Zip	04072-1943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Lot Number	163
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	1
Census Block	1044
Census Tract	5200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Saco Historic District listed 1998 · 184 contributing resources · NRIS 98000594

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: York County and Saco City records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 WESTWARD LN, SACO, ME 04072-1943
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK
Mar 19, 2021	Deed of Trust, Mortgage · Line of Credit SACO & BIDDEFORD SAVINGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2012 · Amount on Record
Deed Sale	Jul 6, 2012 · Amount on Record
Prior Sale	Aug 29, 2006 · Amount on Record
Deed Document Number	201229305
Deed Book / Page	16361 / 519
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Recording Date	Jun 16, 2026
Property Address	10 WESTWARD LN, SACO, ME 04072-1943
Document Number	0199260157
Book / Page	19926 / 157
Instrument Date	Jun 12, 2026
Instrument	202620547
Transaction Type	Mortgage
Record Updated	Jul 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 WESTWARD LN, SACO, ME 04072-1943

Mortgage

Document Number	0000020547,
Date	Jun 16, 2026
Book Page	19926/157
Instrument	202620547

Lender

Name	BANGOR SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	10 WESTWARD LN, SACO, ME 04072-1943
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0185950367
Date	Mar 19, 2021
Book Page	18595/367
Instrument	2021015655

Lender

Name	SACO & BIDDEFORD SAVINGS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,810.00 (+2.93%)	$338,700 (+1.83%) Land $118,900 Building $219,800
2024	$4,673.00 (+5.22%)	$332,600 (+37.27%) Land $118,900 Building $213,700	$548,910
2022	$4,441.00	$242,300 Land $90,700 Building $151,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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