10 Westover Rd, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 10 Westover Rd, Troy, NY 12180

Property Summary

Property Type	Single Family Home
Details	7 bd · 4.5 ba · 5,424 sqft · built 1910
Lot Size	3.38 acres (147,233 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Mar 2020)
Tax Bill	$16,378 (2026)
Deeds & Mortgages	May 2020 Line of Credit Mar 2020 Sale + 1 more
APN	`381700 112.32-4-3`

Property Details

APN / Parcel Number

Primary APN	`381700 112.32-4-3`
Alternative APN	`0515910`

Interior

Bedrooms	7 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,424 sqft Living Area
1st Floor Area	2,604 sqft
2nd Floor Area	2,064 sqft
Upper Floors Area	756 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Mansion
Exterior Material	Brick
Lot Area	147,233 sqft (3.38 acres)
Lot Width	5,000 ft Width
Garage Type	Detached
Garage Area	565 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	256 sqft
Porch	Porch
Porch Area	560 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0515910
Street Address	10 WESTOVER RD
City	TROY
State	NY
Zip	12180-4730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	2 STY BRK HSE & BRK GAR 474-24/D WPT B 15
Legal Block	4
Legal Lot Number	3.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	4
Census Block	4001
Census Tract	41200

Owner

10 Westover Rd is owned and occupied by two individuals who bought it in March 2020.

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 WESTOVER RD, TROY, NY 12180-4730
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2020	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Mar 5, 2020	Grant Deed, Transfer A AND G TITLE AND SETTLEMENT, A & G TITLE & SETTLEMENT
Oct 18, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2020 · Amount on File
Deed Sale	Mar 5, 2020 · Amount on File
Prior Sale	Oct 18, 2019 · Amount on File
Deed Document Number	2020565595
Deed Book / Page	9106 / 128
Prior Transfer Date	Oct 8, 2019
Prior Transfer Doc	0089790025
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	10 WESTOVER RD, TROY, NY 12180-4730
Document Number	0000573338
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 WESTOVER RD TROY NY 121804730, TROY, NY 12180-4730

Mortgage

Document Number	0000573338
Date	Aug 25, 2020
Book Page	009261/000063
Instrument	573338

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	TYSONS, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 24, 2050

Interest

Rate Type	Adjustable Rate

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Mar 5, 2020
Property Address	10 WESTOVER RD, TROY, NY 12180-4730
Document Number	0000565595
Book / Page	009106 / 000128
Instrument Date	Feb 25, 2020
Instrument	565595
Transaction Type	Transfer
Record Updated	Mar 19, 2020
Title Company	A AND G TITLE AND SETTLEMENT, A & G TITLE & SETTLEMENT

Transaction

Amount	Amount on Record
Tax	$920.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	256 WASHINGTON ST TROY NY 121804422, TROY, NY 12180-4422

October 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	RENSSELAER NY
Recording Date	Oct 18, 2019
Property Address	10 WESTOVER RD, TROY, NY 12180-4730
Document Number	0000558929
Book / Page	008979 / 000025
Instrument Date	Oct 8, 2019
Instrument	558929
Transaction Type	Foreclosure
Record Updated	Nov 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$404.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	13801 WIRELESS WAY OKLAHOMA CITY OK 731342500, OKLAHOMA CITY, OK 73134-2500
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 10 Westover Rd was $16,378 with exemptions applied, up 2.4% from the year before.

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,378.00 (+2.36%) Disabled Person's exemption Veteran's exemption
2025	$16,001.00	$399,000 Land $78,200 Building $320,800	$683,200 Land $133,900 Building $549,300
2023		$399,000 (-) Land $78,200 Building $320,800	$570,000 (+8.57%) Land $111,714 Building $458,286
2022	$14,835.00 Disabled Person's exemption Veteran's exemption	$399,000 Land $78,200 Building $320,800	$525,000 Land $102,895 Building $422,105

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 10 Westover Rd.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Westover Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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