10 Westgate Rd, Mobile, AL 36608 Property Records

Mobile County property record for 10 Westgate Rd, Mobile, AL 36608

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,595 sqft · built 1990
Owner2 Individual Names on Record
Last Sale$450,000 (Jul 2019)
Tax Bill$3,196 (2025)
Deeds & MortgagesDec 2017 Line of Credit
Dec 2019 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APNR022806143002059

Property Details

APN / Parcel Number

Primary APNR022806143002059
Alternative APNs
  • 28 06 14 3 002 059.XXX
  • 00540775
  • 540775

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,595 sqft Living Area
1st Floor Area3,455 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
PorchOpen Porch
Porch Area221 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number540775
Old Parcel NumberR022806143002059
Street Address10 WESTGATE RD
CityMOBILE
StateAL
Zip36608-2328
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHAT CERTAIN LOT OF LAND BOUNDED BY A LINE DESC AS FOLLOWS FROM THE NW COR OF SEC 23 TWP 4 S RANGE 2 W RUN E 123.8 FT TO A PT
Legal Range02
Legal Township04
Legal Section23
Legal SubdivisionHILLWOODCOUNTRY CLUB
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group2
Census Block2006
Census Tract3502

Owner

Source: Mobile County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10 WESTGATE RD, MOBILE, AL 36608-2328
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2017Deed of Trust, Mortgage · Line of Credit
TYNDALL FCU
Dec 10, 2019Deed of Trust, Mortgage · Line of Credit
SERVISFIRST BANK
Oct 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
SERVISFIRST BANK
Jul 22, 2019Warranty Deed, Transfer · Conventional with PMI
BANCORPSOUTH

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 22, 2019 · Amount on Record
Deed SaleJul 22, 2019 · Amount on Record
Prior SaleSep 5, 2013 · Amount on Record
Deed Document Number2019041586
Record UpdatedJun 8, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address10 WESTGATE RD, MOBILE, AL 36608-2328
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000069817
DateDec 15, 2017
Book Page7585/1227
Instrument2017069817
Lender
NameTYNDALL FCU
TypeCredit Union
AddressPANAMA CITY, FL 32412
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueDec 15, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address10 WESTGATE RD, MOBILE, AL 36608-2328
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000071692
DateDec 10, 2019
Instrument2019071692
Lender
NameSERVISFIRST BANK
TypeBank
AddressBIRMINGHAM, AL 35209
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address10 WESTGATE RD, MOBILE, AL 36608-2328
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000064271
DateOct 19, 2020
Instrument2020064271
Lender
NameSERVISFIRST BANK
TypeBank
AddressBIRMINGHAM, AL 35209
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateJul 22, 2019
Property Address10 WESTGATE RD, MOBILE, AL 36608-2328
Document Number0000041586
Instrument DateJul 19, 2019
Instrument41586
Transaction TypeTransfer
Record UpdatedAug 19, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10 WESTGATE RD MOBILE AL 366082328, MOBILE, AL 36608-2328

Mortgage

Document Number41587
DateJul 22, 2019
Instrument41587
Lender
NameBANCORPSOUTH
TypeBank
AddressTUPELO, MS 38803-3356
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 21, 2049

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,196.00 Homeowner's exemption$51,220 (-0.02%) Land $20,000 Building $31,220$512,200 (-0.02%) Land $200,000 Building $312,200
2024$3,196.00 (+5.65%) Homeowner's exemption$51,230 (+5.54%) Land $20,000 Building $31,230$512,300 (+5.54%) Land $200,000 Building $312,300
2023$3,025.00 Homeowner's exemption$48,540 Land $20,000 Building $28,540$485,400 Land $200,000 Building $285,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims29 (1978–2014)
Claims Outside the SFHA8 of 29
Most Recent ClaimApr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 74% of Alabama
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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