Seneca County and Waterloo Town property record for 10 West St, Waterloo, NY 13165
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,656 sqft · built 1960 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $4,540 (2026) |
| APN | 453801 09-1-42 |
| Primary APN | 453801 09-1-42 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,656 sqft Living Area |
| 1st Floor Area | 1,656 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood |
| Lot Area | 17,860 sqft (0.41 acres) |
| Lot Dimensions | 200 ft deep x 90 ft wide |
| Garage Type | Basement |
| Shed | 1 Shed |
| Shed Area | 500 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 10 WEST ST |
|---|---|
| City | WATERLOO |
| State | NY |
| Zip | 13165-1308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | MB96-213 |
| Legal Block | 1 |
| Legal Lot Number | 42.000 |
| Jurisdiction | SENECA NY |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 950600 |
10 West St is owned by a company that acquired it in August 2007 and is owner-occupied.
Source: Seneca County and Waterloo Town records, as of September 23, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 10 WEST ST, WATERLOO, NY 13165-1308 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 14, 2007 |
| Transfer Doc | 0000000755/000000013 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 10 West St was $4,540 with exemptions applied, up 4.1% from the year before.
Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Waterloo Town |
| Municipality | Waterloo Village |
| Unified School District | Waterloo Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,540.00 (+4.1%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $4,361.00 | $92,000 Land $15,300 Building $76,700 | $150,800 Land $25,079 Building $125,721 |
| 2023 | $92,000 Land $15,300 Building $76,700 | $129,577 Land $21,549 Building $108,028 | |
| 2019 | $2,007.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 10 West St; 6 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 West St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO VILLAGE serves 7,000 people · EPA ID NY4901199 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
May also be available: T-Mobile.
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