Union County and Summit City property record for 10 West Ln, Summit, NJ 07901 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,549 sqft · built 1961 |
| Lot Size | 0.429 acres (18,687 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $859,900 (Jun 2000) |
| Tax Bill | $28,257 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-05304-0000-00002 |
| Primary APN | 18-05304-0000-00002 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,549 sqft Living Area |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 18,687 sqft (0.429 acres) |
| Old Parcel Number | 1800094M00002 |
|---|---|
| Street Address | 10 WEST LN |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-3123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | HIGHLAND/SUMMIT SEC 1 |
| Legal Block | 5304 |
| Legal Lot Number | 2 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SUMMIT |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 37900 |
Source: Union County and Summit City records · APN 18-05304-0000-00002
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 WEST LN, SUMMIT, NJ 07901-3123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jun 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 08, 2000 · Amount on Record |
| Deed Sale | Jun 08, 2000 · Amount on Record |
| Deed Document Number | 200081509 |
| Deed Book / Page | 4980 / 344 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 10 WEST LN, SUMMIT, NJ 07901-3123 |
| Transaction Type | Mortgage |
| Record Updated | Apr 07, 2023 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0150412585 |
|---|---|
| Date | Aug 25, 2021 |
| Book Page | 15041/2585 |
| Instrument | 19442 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.12% |
| Type Change Date | Sep 01, 2026 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.12% |
| Index | Other |
| Max Rate | 7.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 10 WEST LN, SUMMIT, NJ 07901-3123 |
| Document Number | 0145692532 |
| Instrument Date | Jun 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10 WEST LN SUMMIT NJ 079013123, SUMMIT, NJ 07901-3123 |
| Document Number | 0145692532 |
|---|---|
| Date | Jun 28, 2019 |
| Book Page | 014569/002532 |
| Instrument | 674620 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 27, 2049 |
Source: Union County and Summit City records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $632,000 (-) Land $284,000 Building $348,000 | $632,000 (-) Land $284,000 Building $348,000 | |
| 2025 | $28,257.00 (+2.64%) | $632,000 (-) Land $284,000 Building $348,000 | $632,000 (-) Land $284,000 Building $348,000 |
| 2024 | $27,529.00 (+1.7%) | ||
| 2023 | $632,000 Land $284,000 Building $348,000 | $632,000 Land $284,000 Building $348,000 | |
| 2022 | $27,068.00 |
Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 35% of New Jersey |
|---|---|
| Wildfire Likelihood | About 1 in 6,250 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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