Suffolk County and Smithtown Town property record for 10 Wesleyan Rd, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 1,874 sqft · built 1957 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $478,000 (Jul 2007) |
| Tax Bill | $20,806 (2024) |
| Deeds & Mortgages | May 2026 Line of Credit Apr 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 92.-3-13 |
| Primary APN | 473489 92.-3-13 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,874 sqft Living Area |
| Gross Area | 2,374 sqft |
| 1st Floor Area | 1,601 sqft |
| 2nd Floor Area | 273 sqft |
| Basement Area | 500 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Basement |
| Pool Area | 666 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 450 sqft |
| Shed | 1 Shed |
| Shed Area | 98 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 10 WESLEYAN RD |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-2519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 8-297501 TC-52 *3679 LOT 29 EMPRESS GARDENS SEC 1 |
| Legal Subdivision | MAP EMPRESS GARDENS SECTION #1 |
| Legal Block | 3 |
| Legal Lot Number | 13 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 135103 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 WESLEYAN RD, COMMACK, NY 11725-2519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB |
| Apr 15, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2007 · Amount on File |
| Deed Sale | Jul 20, 2007 · Amount on File |
| Deed Book / Page | 12514 / 566 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | May 18, 2026 |
| Property Address | 10 WESLEYAN RD, COMMACK, NY 11725-2519 |
| Document Number | 2372000996 |
| Book / Page | 23727 / 996 |
| Instrument Date | Feb 27, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 10 WESLEYAN RD, COMMACK, NY 11725-2519 |
| Document Number | 2372000996, |
|---|---|
| Date | May 18, 2026 |
| Book Page | 23727/996 |
| Name | FLAGSTAR BANK FSB |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.1% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 10 WESLEYAN RD, COMMACK, NY 11725-2519 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0234050653 |
|---|---|
| Date | Apr 15, 2022 |
| Book Page | 23405/653 |
| Instrument | DN003195 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 229 Months |
| Due | May 1, 2041 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,635 (-) Land $300 Building $7,335 | $954,375 (+10,774.83%) Land $37,500 Building $916,875 | |
| 2024 | $20,806.00 | ||
| 2023 | $7,635 Land $300 Building $7,335 | $8,776 Land $345 Building $8,431 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1992) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 1992 · Coastal Storm, High Tides, Heavy Rain, & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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