10 Wells St, Westerly, RI 02891 Property Records

Westerly Town property record for 10 Wells St, Westerly, RI 02891 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1930
Square Footage1,075 sqft Living Area
Lot Size10,356 sqft (0.238 acres)
OccupancyOwner Occupied
Last Sale$230,000 (2021)
Tax Bill$2,465.00 (2025)

Owner

Source: Westerly Town records · APN WEST M:86 B:144

Assessment roll updated June 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10 WELLS ST, WESTERLY, RI 02891-2902
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2024Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Feb 09, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Mar 19, 2021Executor's Deed, Transfer
Mar 29, 2017Deed of Trust, Mortgage · Conventional Mortgage
SAVINGS INSTITUTE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 19, 2021 · Amount on Record
Deed SaleMar 19, 2021 · Amount on Record
Deed Doc Number20211639
Deed Book / Page2021 / 7433
Record RefreshedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address10 WELLS ST, WESTERLY, RI 02891-2902
Transaction TypeMortgage
Record UpdatedFeb 01, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002024-779
DateJan 19, 2024
Book Page2024/779
Instrument2024-194
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term337 Months
DueFeb 01, 2052

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address10 WELLS ST, WESTERLY, RI 02891-2902
Transaction TypeMortgage
Record UpdatedFeb 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02022-2763
DateFeb 09, 2022
Book Page2022/2763
Instrument2022-645
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

March 2021: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionWESTERLY RI
Recording DateMar 19, 2021
Property Address10 WELLS ST, WESTERLY, RI 02891-2902
Document Number2021-7433
Book / Page2021 / 7433
Instrument DateMar 19, 2021
Instrument2021-1639
Transaction TypeTransfer
Record UpdatedJun 04, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address10 WELLS ST, WESTERLY, RI 02891-2902
Document Number2017-5259
Book / Page002017 / 005259
Instrument DateMar 29, 2017
Transaction TypeMortgage
Record UpdatedApr 18, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017-5259
DateApr 03, 2017
Book Page002017/005259
Instrument1322
Lender
NameSAVINGS INSTITUTE
TypeFederal Savings Bank (FSB)
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 02, 2047

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$2,465.00 (+3.14%)$316,800 (+34.69%) Land $160,700 Building $156,100
2023$2,390.00 (+0.59%)$235,200 (-) Land $115,200 Building $120,000
2022$2,376.00$235,200 Land $115,200 Building $120,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C updated December 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APNWEST M:86 B:144
Alternative APNs
  • M:086 B:144 L
  • 13268825

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area1,075 sqft Living Area
Gross Area2,513 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area10,356 sqft (0.238 acres)

Utilities and HVAC

Heating SystemSteam Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number13268825
Street Address10 WELLS ST
CityWESTERLY
StateRI
Zip02891-2902
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block144
JurisdictionWESTERLY RI
Minor Civil DivisionWESTERLY
Census Blockgroup1
Census Block1023
Census Tract50802

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