10 Welch Ln, Ione, CA 95640 Property Records

Amador County property record for 10 Welch Ln, Ione, CA 95640

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,548 sqft · built 1860
Lot Size2.06 acres (90,169 sqft)
Owner2 Individual Names on File
Last Sale$321,500 (Oct 2021)
Tax Bill$3,445 (2025)
Deeds & MortgagesOct 2025 Second Mortgage
Mar 2023 Line of Credit
+ 3 more
Flood ZoneZone AE (high risk)
APN004-090-014-000

Property Details

APN / Parcel Number

Primary APN004-090-014-000
Alternative APN
  • 0409001400

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories2 Stories
Building Area2,548 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1860
Effective Year BuiltEffective 1860
Lot Area90,169 sqft
Garage TypeDetached
Garage Area880 sqft
Parking Spaces4 Parking Spaces
Pool TypeIn-Ground Pool

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Street Address10 WELCH LN
CityIONE
StateCA
Zip95640-9185
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNC
Legal DescriptionRANCHO ARROYO SECO POR LOT 8 BLK 9
Legal SubdivisionRANCHO ARROYO SECO
Legal Block9
Legal Lot Number8
JurisdictionAMADOR CA
Township / Civil DivisionIONE
Census Block Group1
Census Block1033
Census Tract303

Owner

Source: Amador County records · APN 004-090-014-000

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 827, SUTTER CREEK, CA 95685-0827
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPRING EQ LLC
Mar 03, 2023Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Oct 22, 2021Deed of Trust, Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Nov 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROUNDPOINT MORTGAGE SERVICING CORP
Oct 08, 2021Grant Deed, Transfer · Conventional Mortgage
ROUNDPOINT MORTGAGE SERVICING CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 08, 2021 · Amount on Record
Deed SaleOct 08, 2021 · Amount on Record
Prior SaleApr 18, 2012 · Amount on Record
Deed Document Number202111573
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAMADOR CA
Property Address10 WELCH LN, IONE, CA 95640-9185
Transaction TypeMortgage
Record UpdatedNov 14, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 WELCH LN, IONE, CA 95640-9185

Mortgage

Document Number0000006397
DateOct 30, 2025
Instrument2025-0006397
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressLIMA, OH 45801
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueNov 01, 2045

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAMADOR CA
Property Address10 WELCH LN, IONE, CA 95640-9185
Transaction TypeMortgage
Record UpdatedMar 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 WELCH LN, IONE, CA 95640-9185

Mortgage

Document Number0000001124
DateMar 03, 2023
Instrument2023-0001124
Lender
NameCOASTAL COMMUNITY BANK
TypeBank
AddressBURLINGAME, CA 94010
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAMADOR CA
Property Address10 WELCH LN, IONE, CA 95640-9185
Transaction TypeMortgage
Record UpdatedJul 19, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012021
DateOct 22, 2021
Instrument2021-0012021
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressIONE, CA 95640
Agreement
AmountAmount Recorded

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAMADOR CA
Property Address10 WELCH LN, IONE, CA 95640-9185
Transaction TypeMortgage
Record UpdatedJul 19, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 827, SUTTER CREEK, CA 95685-0827

Mortgage

Document Number0000013232
DateNov 29, 2021
Instrument2021-0013232
Lender
NameROUNDPOINT MORTGAGE SERVICING CORP
TypeMortgage Company
AddressFORT MILL, SC 29715
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2051

October 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionAMADOR CA
Recording DateOct 08, 2021
Property Address10 WELCH LN, IONE, CA 95640-9185
Document Number0000011573
Map ReferenceMB 3 PG 41
Instrument DateOct 06, 2021
Instrument2021-0011573
Transaction TypeTransfer
Record UpdatedJul 19, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address10 WELCH LN, IONE, CA 95640-9185

Mortgage

Document Number0000011574
DateOct 08, 2021
Instrument2021-0011574
Lender
NameROUNDPOINT MORTGAGE SERVICING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

Tax Assessment & Valuation

Source: Amador County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAmador County
MunicipalityIone City
Unified School DistrictAmador County Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$347,566 (+2%) Land $129,890 Building $217,676
2025$3,445.00 (+3.95%)$340,752 (+4.04%) Land $127,344 Building $213,408
2024$411,750
2023$3,314.00 (+1.91%)$327,522 Land $122,400 Building $205,122
2022$3,252.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 30, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies7 in force
Nearby Flood Claims9 (1980–2022)
Claims Outside the SFHA2 of 9
Most Recent ClaimDec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Dec 2022 · 2 claims
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Wildfire

Wildfire RiskModerate
above 55% of the US · lower than 67% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Individually ListedWithington, George and Eliza, House
listed 2015 · 2 contributing resources · NRIS 14001148

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Cal.net
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL
10 / 1

May also be available: UnWired Broadband Holding, Verizon, Volcano Communications Company.

Based on FCC filings for 306 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemAWA, IONE
serves 7,227 people
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Welch Ln

Nearby Streets

Search Property Records by Address or Parcel Number