10 Waveway Ave, Winthrop, MA 02152 Property Records

Suffolk County and Winthrop Town City property record for 10 Waveway Ave, Winthrop, MA 02152

Property Summary

Property Type	Triplex
Details	5 bd · 4 ba · 4,482 sqft · built 1890
Lot Size	0.098 acres (4,250 sqft)
Owner	2 Individual Names on File
Last Sale	$219,900 (Jan 1999)
Tax Bill	$10,396 (2026)
Deeds & Mortgages	Mar 2024 Mortgage Aug 2020 Refinance
Flood Zone	Zone AE (high risk)
APN	`WINT M:046 L:069`

Property Details

APN / Parcel Number

Primary APN	`WINT M:046 L:069`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Units	3 Units
Stories	3 Stories
Building Area	4,482 sqft Living Area
Gross Area	6,951 sqft
Basement Area	1,494 sqft
Unfinished Basement	1,494 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Other
Lot Area	4,250 sqft (0.098 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10 WAVEWAY AVE
City	WINTHROP
State	MA
Zip	02152-1379
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Subdivision	TOWNSHIP WINTHROP
Legal Lot Number	69
Jurisdiction	WINTHROP MA
Township / Civil Division	WINTHROP TOWN
Census Block Group	1
Census Block	1007
Census Tract	180500

Owner

10 Waveway Ave, a triplex, is owned by two individuals who bought it in January 1999.

Source: Suffolk County and Winthrop Town City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	88 LOCUST ST, WINTHROP, MA 02152-1119
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Deed of Trust, Mortgage · Commercial Mortgage EVERETT COOPERATIVE BANK
Aug 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MSA LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 1999 · Amount on File
Deed Sale	Jan 6, 1999 · Amount on File
Deed Book / Page	22309 / 19
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	10 WAVEWAY AVE, WINTHROP, MA 02152-1379
Transaction Type	Mortgage
Record Updated	Apr 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069996-162
Date	Mar 22, 2024
Book Page	69996/162
Instrument	17128

Lender

Name	EVERETT COOPERATIVE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	10 WAVEWAY AVE, WINTHROP, MA 02152-1379
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63648-64
Date	Aug 27, 2020
Book Page	63648/64
Instrument	72130

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 10 Waveway Ave was $10,396, up 10.6% from the year before.

Source: Suffolk County and Winthrop Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Winthrop Town City
Unified School District	Winthrop School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$10,396.00 (+10.64%)	$933,200 (+2.49%) Land $346,800 Building $586,400
2025	$9,396.00 (+0.79%)	$910,500 (+1.78%) Land $330,200 Building $580,300
2024	$9,322.00 (+3.92%)	$894,600 (+6.72%) Land $317,400 Building $577,200
2023	$8,970.00	$838,300 Land $290,500 Building $547,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10 Waveway Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 107 individual policies
Nearby Flood Policies	205 units insured incl. 98 condo units
Nearby Flood Claims	166 (1978–2012)
Claims Outside the SFHA	2 of 166
Most Recent Claim	Dec 2012 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2006 · 20 claims Coastal Storm, Oct 1991 · 29 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 31 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10 Waveway Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTHROP WATER DIVISION, (MWRA) serves 19,316 people · EPA ID MA3346000
Water Source	Purchased surface water from MWRA
Last State Inspection	Dec 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netafy.

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