Cumberland County and Harpswell Town property record for 10 Watson Rd, Harpswell, ME 04079
| Property Type | Department Store (Apparel, Household Goods, Furniture) |
|---|---|
| Details | 1.5 ba · 1,176 sqft · built 1895 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,805 (2025) |
| Flood Zone | Zone VE (high risk) |
| APN | HARP M:063 L:117 |
| Primary APN | HARP M:063 L:117 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,176 sqft Total Area |
| Gross Area | 1,968 sqft |
| 1st Floor Area | 1,176 sqft |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1895 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,602 sqft (0.45 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Wood |
| Account Number | 4504 |
|---|---|
| Street Address | 10 WATSON RD |
| City | HARPSWELL |
| State | ME |
| Zip | 04079-4533 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Department Store (Apparel, Household Goods, Furniture) |
| Local Zoning Code | CF1 |
| Legal Lot Number | 117 |
| Jurisdiction | HARPSWELL ME |
| Township / Civil Division | HARPSWELL |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 17102 |
Source: Cumberland County and Harpswell Town records · APN HARP M:063 L:117
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 WATSON RD, HARPSWELL, ME 04079-4533 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Cumberland County and Harpswell Town records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Harpswell Town |
| Unified School District | School Administrative District 75 (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,805.00 (+4.73%) | $571,300 (-) Land $280,300 Building $291,000 |
| 2024 | $3,633.00 (+4.25%) | $571,300 (-) Land $280,300 Building $291,000 |
| 2023 | $3,485.00 (+3.38%) | $571,300 (-) Land $280,300 Building $291,000 |
| 2022 | $3,371.00 | $571,300 Land $280,300 Building $291,000 |
Source: FEMA National Flood Hazard Layer as of June 3, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 14.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Consolidated Communications Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
Based on FCC filings for 46 locations within half a mile of this property.
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