10 Watkins Row, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 10 Watkins Row, Edgewater, MD 21037

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 4,420 sqft · built 1999
Lot Size0.279 acres (12,162 sqft)
Owner2 Individual Names on Record
Last Sale$950,000 (Mar 2022)
Tax Bill$9,223 (2024)
Deeds & MortgagesMar 2022 Sale & Mortgage
Feb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-753-90092149

Property Details

APN / Parcel Number

Primary APN01-753-90092149
Alternative APNs
  • 1-753-90092149
  • 75390092149

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,420 sqft Living Area
Gross Area4,820 sqft
1st Floor Area1,700 sqft
Basement Area1,000 sqft
Finished Basement1,000 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area12,162 sqft (0.279 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Deck Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number75390092149
Street Address10 WATKINS ROW
CityEDGEWATER
StateMD
Zip21037-2732
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 23 PAR D PH 2 SOUTH RIVER COLONY
Legal SubdivisionSOUTH RIVER COLONY
Legal Phase2
Legal Block1
Legal Lot Number23
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group1
Census Block1002
Census Tract701400

Owner

Source: Anne Arundel County records, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10 WATKINS ROW, EDGEWATER, MD 21037-2732
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2022Deed, Transfer · Conventional Mortgage
TOWNEBANK MORTGAGE
Feb 17, 2021Deed, Transfer · Conventional Mortgage
NFM INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 17, 2022 · Amount on Record
Deed SaleMar 17, 2022 · Amount on Record
Prior SaleFeb 17, 2021 · Amount on Record
Deed Book / Page38493 / 185
Prior Transfer DateJun 12, 2006
Prior Transfer Doc0179480780
Record UpdatedJun 8, 2026

March 2022: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateMar 17, 2022
Property Address10 WATKINS ROW, EDGEWATER, MD 21037-2732
Document Number0384930185
Book / Page38493 / 185
Map ReferenceMB 192 FO5-27PL10130
Instrument DateFeb 25, 2022
Transaction TypeTransfer
Record UpdatedMar 31, 2022
Title CompanyFREESTATE TITLE SERVICES/ANNAPOLIS, FREESTATE TTL SVCS OF ANNAPO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$14,250.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address10 WATKINS ROW, EDGEWATER, MD 21037-2732

Mortgage

Document Number0038493191
DateMar 17, 2022
Instrument38493/191
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2052

February 2021: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateFeb 17, 2021
Property Address10 WATKINS ROW, EDGEWATER, MD 21037-2732
Document Number0361640045
Book / Page36164 / 45
Map ReferenceMB192 PG5-27PL10130
Instrument DateDec 17, 2020
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanySAGE TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$12,750.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10 WATKINS ROW, 10, EDGEWATER, MD 21037-2732

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address10 WATKINS ROW, EDGEWATER, MD 21037-2732

Mortgage

Document Number3616451
DateFeb 17, 2021
Instrument36164/51
Lender
NameNFM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$820,700 (+6.43%)$845,500 (+9.65%) Land $203,500 Building $642,000
2024$9,223.00 (+9.54%)
2023$8,420.00 Homeowner's exemption$771,100 Land $253,500 Building $517,600$771,100 Land $253,500 Building $517,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims19 (1983–2024)
Claims Outside the SFHA6 of 19
Most Recent ClaimJan 2024 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBROAD CREEK
serves 26,033 people · EPA ID MD0020004
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2017–2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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