10 Waters Edge Dr, Florence, AL 35634 Property Records

Lauderdale County property record for 10 Waters Edge Dr, Florence, AL 35634 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,820 sqft · built 2003
Lot Size	0.839 acres (36,590 sqft)
Owner	Individual Name on File
Tax Bill	$877 (2025)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-08-28-0-001-002-051`

Property Details

APN / Parcel Number

Primary APN	`04-08-28-0-001-002-051`
Alternative APNs	`080081` `74548` `80081`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,820 sqft Living Area
1st Floor Area	1,008 sqft
2nd Floor Area	812 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Vinyl
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	36,590 sqft (0.839 acres)
Lot Dimensions	219 ft deep x 93 ft wide
Garage Type	Mixed
Garage Area	2,208 sqft
Parking Spaces	8 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	80081
Street Address	10 WATERS EDGE DR
City	FLORENCE
State	AL
Zip	35634-4974
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	93.85 X 219.67 IRR FISHER HOLLOWS LOT 1 SEC 28 T1S R10W .84 AC/C
Legal Range	10W
Legal Township	01S
Legal Section	28
Legal Subdivision	FISHER HOLLOWS
Legal Lot Number	1
Jurisdiction	LAUDERDALE AL
Township / Civil Division	KILLEN
Census Block Group	4
Census Block	4007
Census Tract	11602

Owner

Source: Lauderdale County records · APN 04-08-28-0-001-002-051

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10 WATERS EDGE DR, FLORENCE, AL 35634-4974
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	10 WATERS EDGE DR, FLORENCE, AL 35634-4974
Transaction Type	Mortgage
Record Updated	Nov 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/45962
Date	Oct 23, 2019
Book Page	2019/45962

Lender

Name	FARMERS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 27, 2029

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lauderdale County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$877.00 (+7.48%) Homeowner's exemption	$26,720 (+6.97%)	$280,660 (+12.43%) Land $17,400 Building $263,260
2024	$816.00 (-4.9%) Homeowner's exemption	$24,980 (+1,792.42%) Land $1,460 Building $23,520	$249,620 (+0.98%) Land $14,500 Building $235,120
2023	$858.00 (+23.45%) Homeowner's exemption	$1,320 (-93.43%) Land $1,320	$247,200 (+23.17%) Land $13,200 Building $234,000
2022	$695.00 Homeowner's exemption	$20,080	$200,700 Land $15,500 Building $185,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lauderdale County (01077C), updated August 1, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 37% of the US · above 24% of Alabama
Wildfire Likelihood	About 1 in 2,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.