10 Waterloo Cir, Dover, NH 03820 Property Records

Strafford County and Dover City property record for 10 Waterloo Cir, Dover, NH 03820

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,832 sqft · built 2003
Lot Size2.08 acres (90,605 sqft)
Owner2 Individual Names on Record
Last Sale$489,000 (Dec 2004)
Tax Bill$20,129 (2025)
Deeds & MortgagesJun 2026 Second Mortgage
Jun 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNDOVR M:M0076 B:L:1000

Property Details

APN / Parcel Number

Primary APNDOVR M:M0076 B:L:1000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,832 sqft Living Area
1st Floor Area956 sqft
Basement Area1,458 sqft
Unfinished Basement1,458 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area90,605 sqft (2.08 acres)
Garage TypeAttached
Parking Spaces1 Parking Space
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address10 WATERLOO CIR
CityDOVER
StateNH
Zip03820-4954
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-40
Legal Lot Number1000
JurisdictionDOVER CITY NH
Township / Civil DivisionDOVER
Census Block Group4
Census Block4003
Census Tract81200

Owner

Source: Strafford County and Dover City records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10 WATERLOO CIR, DOVER, NH 03820-4954
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
AMERISAVE MORTGAGE CORPORATION
Jun 22, 2021Deed of Trust, Mortgage · VA Mortgage
AMERISAVE MORTGAGE CORP
Feb 15, 2020Deed of Trust, Mortgage · VA Mortgage
AMERISAVE MTG
Apr 22, 2019Deed of Trust, Mortgage · VA Mortgage
NEW DAY FIN'L

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 13, 2004 · Amount on Record
Deed SaleDec 13, 2004 · Amount on Record
Prior SaleJul 23, 2003 · Amount on Record
Deed Book / Page3114 / 498
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOVER CITY NH
Recording DateJun 12, 2026
Property Address10 WATERLOO CIR, DOVER, NH 03820-4954
Document Number005361-867
Book / Page5361 / 867
Instrument DateJun 4, 2026
Instrument20267474
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 WATERLOO CIR, DOVER, NH 03820-4954

Mortgage

Document Number0000007474,
DateJun 12, 2026
Book Page5361/867
Instrument20267474
Lender
NameAMERISAVE MORTGAGE CORPORATION
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate6.37%
Max Rate-1%

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOVER CITY NH
Property Address10 WATERLOO CIR, DOVER, NH 03820-4954
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004921-364
DateJun 22, 2021
Book Page4921/364
Instrument210012581
Lender
NameAMERISAVE MORTGAGE CORP
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOVER CITY NH
Property Address10 WATERLOO CIR, DOVER, NH 03820-4954
Document Number0047370128
Instrument DateFeb 15, 2020
Transaction TypeMortgage
Record UpdatedMar 10, 2020
Title CompanyWORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10 WATERLOO CIR DOVER NH 038204954, DOVER, NH 03820-4954

Mortgage

Document Number0047370128
DateFeb 26, 2020
Book Page004737/000128
Instrument2907
Lender
NameAMERISAVE MTG
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 25, 2050

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOVER CITY NH
Property Address10 WATERLOO CIR, DOVER, NH 03820-4954
Document Number0046490954
Instrument DateApr 22, 2019
Transaction TypeMortgage
Record UpdatedMay 8, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10 WATERLOO CIR DOVER NH 038204954, DOVER, NH 03820-4954

Mortgage

Document Number0046490954
DateApr 29, 2019
Book Page004649/000954
Instrument4936
Lender
NameNEW DAY FIN'L
TypeFunding / Finance Company
AddressFULTON, MD 20759
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 28, 2049

Tax Assessment & Valuation

Source: Strafford County and Dover City assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyStrafford County
MunicipalityDover City
Unified School DistrictDover School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$20,129.00 (+8.31%)$1,022,800 (-) Land $306,900 Building $715,900
2024$18,584.00 (+13.63%)$1,022,800 (+16.94%) Land $306,900 Building $715,900$1,007,285
2023$16,355.00 (+2.9%)$874,600 (+9.17%) Land $241,100 Building $633,500
2022$15,894.00$801,100 Land $230,200 Building $570,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims2 (2001–2006)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDOVER WATER DEPT
serves 29,000 people · EPA ID NH0651010
Water SourceGroundwater
Last State InspectionOct 2025
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Breezeline
Fiber · Cable in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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