10 Water St, #12, Netcong, NJ 07857 Property Records

Morris County and Netcong Borough property record for 10 Water St, #12, Netcong, NJ 07857

Property Summary

Property TypeSingle Family Home
Details1,568 sqft · built 1975
Lot Size0.172 acres (7,501 sqft)
OwnerIndividual Name on File
Last Sale$216,000 (Jul 2017)
Tax Bill$9,691 (2024)
Deeds & MortgagesMay 2019 Mortgage
Jun 2020 Mortgage
+ 2 more
APN28-00014-0000-00008-06

Property Details

APN / Parcel Number

Primary APN28-00014-0000-00008-06
Alternative APNs
  • 28000140000000080006
  • 28000140000000086

Interior

Stories2 Stories
Building Area1,568 sqft Living Area

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Construction TypeFrame
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number28000140000000086
Street Address10 WATER ST, 12
CityNETCONG
StateNJ
Zip07857-1235
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal SubdivisionJAMES DELL PROP
Legal Block14
Legal Lot Number8.6
JurisdictionMORRIS NJ
Township / Civil DivisionNETCONG
Census Block Group1
Census Block1001
Census Tract46000

Owner

10 Water St, #12 is owned and occupied by an individual who bought it in July 2017.

Source: Morris County and Netcong Borough records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address10 WATER ST, 12, NETCONG, NJ 07857-1235
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 14, 2019Deed of Trust, Mortgage · FHA Mortgage
1ST 2ND MORTGAGE CO OF NEW JERSEY INC
Jun 16, 2020Deed of Trust, Mortgage · FHA Mortgage
1ST 2ND MORTGAGE CO OF NEW JERSEY INC
Jul 31, 2017Grant Deed, Transfer · FHA Mortgage
ABSOLUTE HM MTG
Feb 22, 2017Deed of Trust, Mortgage
JACOB M DEUTSCH

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2017 · Amount on File
Deed SaleJul 31, 2017 · Amount on File
Prior SaleNov 19, 2009 · Amount on File
Deed Document Number201744689
Prior Transfer DateDec 21, 2011
Prior Transfer Doc0219431123
Record UpdatedOct 29, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORRIS NJ
Property Address10-12 WATER ST, NETCONG, NJ 07857
Transaction TypeMortgage
Record UpdatedAug 18, 2022
Title CompanyCHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0235351987
DateMay 14, 2019
Book Page23535/1987
Instrument2019023655
Lender
Name1ST 2ND MORTGAGE CO OF NEW JERSEY INC
TypeMortgage Company
AddressCRESSKILL, NJ 07626
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term181 Months
DueJun 1, 2034

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORRIS NJ
Property Address10-12 WATER ST, NETCONG, NJ 07857
Transaction TypeMortgage
Record UpdatedAug 18, 2022
Title Company1ST RATE TTL & SETMNT SVCS L

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0237941442
DateJun 16, 2020
Book Page23794/1442
Instrument2020036774
Lender
Name1ST 2ND MORTGAGE CO OF NEW JERSEY INC
TypeMortgage Company
AddressCRESSKILL, NJ 07626
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMORRIS NJ
Recording DateJul 31, 2017
Property Address10-12 WATER ST, NETCONG, NJ 07857
Document Number0231721837
Book / Page023172 / 001837
Instrument DateJun 26, 2017
Instrument44689
Transaction TypeTransfer
Record UpdatedJan 10, 2019
Title CompanyNEW JERSEY LAND TITLE INSURANCE, NEW JERSEY LAND TITLE INS

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$216.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 WATER ST NETCONG NJ 07857, NETCONG, NJ 07857

Mortgage

Document Number231721842
DateJul 31, 2017
Book Page023172/001842
Instrument44690
Lender
NameABSOLUTE HM MTG
TypeMortgage Company
AddressWOODLAND PARK, NJ 07424
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term300 Months
DueJul 30, 2042

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORRIS NJ
Property Address10-12 WATER ST, NETCONG, NJ 07857
Document Number0230921103
Book / Page023092 / 001103
Instrument DateFeb 22, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address24 CENTER ST NETCONG NJ 078571317, NETCONG, NJ 07857-1317

Mortgage

Document Number0230921103
DateMar 9, 2017
Book Page023092/001103
Instrument15006
Lender
NameJACOB M DEUTSCH
Address200 E MAIN ST, SOMERVILLE, NJ 08876-3009
Agreement
AmountAmount on Record
Term12 Months
DueMar 8, 2018

Tax Assessment & Valuation

Source: Morris County and Netcong Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMorris County
MunicipalityNetcong Borough
Secondary School DistrictLenape Valley Regional School District (09 - 12)
Elementary School DistrictNetcong Borough School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$283,600 (-) Land $129,000 Building $154,600$283,600 (-) Land $129,000 Building $154,600
2025$283,600 Land $129,000 Building $154,600$283,600 Land $129,000 Building $154,600
2024$9,691.00
2023$283,600 Land $129,000 Building $154,600$283,600 Land $129,000 Building $154,600
2022$9,199.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 10 Water St, #12.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014

FEMA Flood ZoneOutside mapped area
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Water St, #12 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 89% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNETCONG WATER DEPT
serves 3,342 people · EPA ID NJ1428001
Water SourceGroundwater
Last State InspectionMar 2026
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Planet Networks
Fiber
10,000 / 10,000
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fixed Wireless
300 / 20

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