Franklin County property record for 10 Water Dr, Zebulon, NC 27597
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,972 sqft · built 2000 |
| Lot Size | 0.79 acres (34,412 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $190,000 (Dec 2003) |
| Tax Bill | $1,812 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2716-67-5217 |
| Primary APN | 2716-67-5217 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,972 sqft Total Area |
| Basement Area | 953 sqft |
| Finished Basement | 953 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 34,412 sqft (0.79 acres) |
| Terrain | Rolling |
| Garage Type | Attached - Finished |
| Garage Area | 484 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 462 sqft |
| Deck Area | 320 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 10 WATER DR |
|---|---|
| City | ZEBULON |
| State | NC |
| Zip | 27597-5864 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FCO R-30 |
| Legal Description | SEE BUNN LAKE ESTATES FOLDER |
| Legal Subdivision | BUNN LAKE EST 2 NEW S/D |
| Jurisdiction | FRANKLIN NC |
| Township / Civil Division | DUNN |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 60802 |
Source: Franklin County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10 WATER DR, ZEBULON, NC 27597-5864 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 6, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Feb 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2003 · Amount on Record |
| Deed Sale | Dec 17, 2003 · Amount on Record |
| Deed Book / Page | 1380 / 230 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN NC |
| Recording Date | Aug 6, 2026 |
| Property Address | 10 WATER DR, ZEBULON, NC 27597-5864 |
| Document Number | 0010116549 |
| Book / Page | 2439 / 1371 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 202610116549 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 10 WATER DR, ZEBULON, NC 27597-5864 |
| Document Number | 0010116549, |
|---|---|
| Date | Aug 6, 2026 |
| Book Page | 2439/1371 |
| Instrument | 202610116549 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Sep 1, 2066 |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN NC |
| Property Address | 10 WATER DR, ZEBULON, NC 27597-5864 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0022911642 |
|---|---|
| Date | Feb 24, 2022 |
| Book Page | 2291/1642 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 1, 2032 |
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Franklin County |
| Unified School District | Franklin County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,812.00 (-4.63%) | $344,660 (+31.76%) Land $56,880 Building $287,780 | $344,660 (+31.76%) Land $56,880 Building $287,780 |
| 2023 | $1,900.00 | $261,580 Land $56,880 Building $204,700 | $261,580 Land $56,880 Building $204,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN COUNTY WATER & SEWER serves 26,060 people · EPA ID NC0235030 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids currently in violation since Jul 2026 Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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