10 Watch Tower Rd, Darien, CT 06820 Property Records

Darien Town property record for 10 Watch Tower Rd, Darien, CT 06820

Property Summary

Property Type	Single Family Home
Details	6 bd · 5.5 ba · 5,884 sqft · built 1947
Lot Size	1.68 acres (73,268 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,525,000 (Aug 2023)
Tax Bill	$36,077 (2025)
Deeds & Mortgages	May 2022 Mortgage Aug 2022 Refinance + 5 more
Flood Zone	Zone X (minimal risk)
APN	`DARI M:04 B:90`

Property Details

APN / Parcel Number

Primary APN	`DARI M:04 B:90`
Alternative APN	`7933`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	5,884 sqft Living Area
1st Floor Area	2,799 sqft
Basement Area	634 sqft
Unfinished Basement	634 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 2020
Architectural Style	Colonial
Exterior Material	Wood Siding
Lot Area	73,268 sqft (1.68 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	7933
Street Address	10 WATCH TOWER RD
City	DARIEN
State	CT
Zip	06820-2928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	90
Jurisdiction	DARIEN CT
Township / Civil Division	DARIEN
Census Block Group	1
Census Block	1016
Census Tract	30100

Owner

Source: Darien Town records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 WATCH TOWER RD, DARIEN, CT 06820-2928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Deed of Trust, Mortgage · ARM PNC BANK NA
Aug 15, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PNC BANK NA
Jun 22, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Aug 16, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage GOLDMAN SACHS BANK USA
May 27, 2020	Deed of Trust, Mortgage · ARM US BANK NA
Aug 5, 2020	Deed of Trust, Mortgage · Balloon Mortgage US BANK NA
Dec 10, 2019	Warranty Deed, Transfer · Stand-Alone Refinance CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2023 · Amount on Record
Deed Sale	Aug 16, 2023 · Amount on Record
Deed Document Number	20231503
Deed Book / Page	1756 / 1043
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARIEN CT
Property Address	10 WATCH TOWER RD, DARIEN, CT 06820-2928
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01741-1166
Date	May 25, 2022
Book Page	1741/1166

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.38%
Type Change Date	Jun 1, 2032
Index	Other
Margin	3

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARIEN CT
Property Address	10 WATCH TOWER RD, DARIEN, CT 06820-2928
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001746-136
Date	Aug 15, 2022
Book Page	1746/136

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	481 Months
Due	Sep 1, 2062

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARIEN CT
Property Address	10 WATCH TOWER RD, DARIEN, CT 06820-2928
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001754-980
Date	Jun 22, 2023
Book Page	1754/980

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARIEN CT
Recording Date	Aug 16, 2023
Property Address	10 WATCH TOWER RD, DARIEN, CT 06820-2928
Document Number	01756-1043
Book / Page	1756 / 1043
Instrument Date	Aug 15, 2023
Instrument	1503
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 WATCH TOWER RD, DARIEN, CT 06820-2928

Mortgage

Document Number	0017561046
Date	Aug 16, 2023
Instrument	1756/1046

Lender

Name	GOLDMAN SACHS BANK USA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.8%
Type Change Date	Sep 1, 2028
Max Rate At Change	3%
Index	Other
Margin	3

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARIEN CT
Property Address	10 WATCH TOWER RD, DARIEN, CT 06820-2928
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1680-462
Date	May 27, 2020
Book Page	1680/462

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.88%
Type Change Date	Jun 1, 2030
Index	1-Year CMT

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARIEN CT
Property Address	10 WATCH TOWER RD, DARIEN, CT 06820-2928
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1688-466
Date	Aug 5, 2020
Book Page	1688/466

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARIEN CT
Recording Date	Dec 10, 2019
Property Address	10 WATCH TOWER RD, DARIEN, CT 06820-2928
Document Number	1667-535
Book / Page	1667 / 535
Instrument Date	Dec 9, 2019
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1667-537
Date	Dec 10, 2019
Book Page	1667/537

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Darien Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Darien Town
Unified School District	Darien School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$36,077.00	$2,330,580 (+59.44%) Land $1,062,460 Building $1,268,120	$1,631,406 Land $743,722 Building $887,684
2024	$36,077.00 (+40.15%)
2023	$25,741.00 (+2.2%)	$1,461,740 (-) Land $758,870 Building $702,870
2022	$25,186.00	$1,461,740 Land $758,870 Building $702,870

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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